incapacity to old age pension

robotrobo

i am due to become a oap (65year old).

i am currently recieving the old incapacity & will probably remain on it untill my 65th birthday.

my question is please if you know the answer.

will i automatically go on the o/a pension ?, if this is correct the difference between the two is substantial , will i just have to bite the bullet or is there a top up?,
years ago you had the higher of the two to pick from , am i right in thinking that i have a significant drop in money shortley or am i missing something.
thankyou

Torry_Quine

You may be able to get pension credit depending on household income.

zaksmum

I am also due to transfer from Incapacity benefit to State pension.

I was surprised to discover that the State pension will be considerably more than the Incapacity benefit at over £130 a week!

robotrobo

Torry_Quine wrote: »

You may be able to get pension credit depending on household income.

thanks torry
ive no chance of p/c due to savings , ithink

robotrobo

zaksmum wrote: »

I am also due to transfer from Incapacity benefit to State pension.

I was surprised to discover that the State pension will be considerably more than the Incapacity benefit at over £130 a week!

mines the other way round zak . ie less money on oap.

you will recieve the higher me thinks.

Torry_Quine

robotrobo wrote: »

thanks torry
ive no chance of p/c due to savings , ithink

It may still be worth looking at as you can have a relatively good amount of savings and get pension credit.

McKneff

State pension at the moment is £107 a week, you could also get SP2 etc bumping it up.

How much is your SB then.

anmarj

robotrobo wrote: »

years ago you had the higher of the two to pick from , am i right in thinking that i have a significant drop in money shortley or am i missing something.
thankyou

You do not get a choice for IB, it was only those on Severe Disablement Allowance that got the option to choose to stay on either the SDA or go onto State pension (but they tended to get an SDA top up).

Just had a thought - are you getting an Income Support top up at moment on your IB?

margaretclare

Nowadays it's called the State Retirement Pension. Although you're allowed to retire, at 65 you are not old, and the term Old Age Pensioner is very demeaning.

rogerblack

margaretclare wrote: »

Nowadays it's called the State Retirement Pension. Although you're allowed to retire, at 65 you are not old, and the term Old Age Pensioner is very demeaning.

At 65, many people are indeed old.

The fortunate, who are in good health, who have not had their bodies damaged through heavy manual labour may have many years of healthy relatively pain-free life ahead of them.