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loyalty does not pay
Comments
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I don't think you should be that unequivocal. There's a layer of the customer strata out there that thinks that by remaining with a particular provider that provider will somehow reward them.Thrugelmir wrote: »If there was a better option available. Would this customer stay? No.
Some people stay with a provider, not because they have to, but because they want to.
Their perception may be wrong, but it is still their perception. Until they come on here and have it knocked out of them...
I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
kingstreet wrote: »I don't think you should be that unequivocal. There's a layer of the customer strata out there that thinks that by remaining with a particular provider that provider will somehow reward them.
Some people stay with a provider, not because they have to, but because they want to.
Their perception may be wrong, but it is still their perception. Until they come on here and have it knocked out of them...
Inertia is another matter. However with the squeeze on household incomes. People should be looking to save where they can. I suspect you'll receive lots of enquiries in the coming months.0 -
Don't say that.
I'd have to stop posting on here and do some actual work, for a change. I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
kingstreet wrote: »Don't say that.
I'd have to stop posting on here and do some actual work, for a change.
How else are you going to pay for your six week summer vacation? :beer:0 -
You've discovered my secret.
I look after our ten year old while my wife works her fingers to the bone...I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
same happened to me, saw a 2.99% 2 year fix with no fees online, called up told thats for new customers i have to pay 3.99%. I have 50% ltv with 75k left.
who is crazy enough to accept that? ill need to make an appointment with bank of scotland0
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