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car insurance

can you help i have had a letter from my car insurance (one quote) asking me to send them my mot + mileage thay say its part of there on going audits and if i dont send all the documentation thay will cancell my policy i think thay are just trying to get more money out of me...

Comments

  • Quentin
    Quentin Posts: 40,405 Forumite
    If you don't comply, then it will cost you a lot more money!

    Just send them what they want, and don't allow them an excuse to cancel. (Use recorded delivery)

    (They will only ask for more money if their audit turns up any "anomoly"!)
  • big_roo wrote: »
    can you help i have had a letter from my car insurance (one quote) asking me to send them my mot + mileage thay say its part of there on going audits and if i dont send all the documentation thay will cancell my policy i think thay are just trying to get more money out of me...

    - your up to date MOT details are available to anyone, I can get yours in 10 seconds
    - you mileage is usually but not always updated on the MOT
    - this info amongst other info is available to anyone with your vehicle registration number
    - your insurer will have that registration number
    Disclaimer : Everything I write on this forum is my opinion. I try to be an even-handed poster and accept that you at times may not agree with these opinions or how I choose to express them, this is not my problem. The Disabled : If years cannot be added to their lives, at least life can be added to their years - Alf Morris - ℜ
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Why would the insurer be requesting the MOT and mileage from the OP ?

    I presume its to check something against the records held by the insurer ?

    Just cuirous.
  • Quentin
    Quentin Posts: 40,405 Forumite
    To check the customer's stated annual mileage is correct.
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Quentin wrote: »
    To check the customer's stated annual mileage is correct.

    Thought so.

    Thanks
  • kingstreet
    kingstreet Posts: 39,333 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You need more than the VRM to obtain the MOT information.

    You need the VRM plus the last MOT Test Number, or the VRM plus the Doc No. from the V5C;-

    http://motinfo.direct.gov.uk/internet/jsp/ECSID-Internet-Status-Request.jsp
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • If you've been honest with them then it shouldn't cost you any more. If you've gone over your mileage get on the phone and change it now. Should only cost a little bit to change - mine was only £20 for an extra 5,000 miles.
    Save £200 a month : [STRIKE]Oct[/STRIKE] Nov Dec Jan Feb Mar Apr
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