Empty house insurance

Jenhanrrr

Can anyone tell me what type of insurance I would need if my house is unoccupied? It's checked on regularly but empty until we sell.

Not sure whether I can just downgrade to buildings cover only?

Also anyone have any expererience claiming legal fees? Bit nervous to go down this route but have a letter from my solicitor ready to send to the insurer once I get the correct insurance on the property. It's to do with a party wall & structural dispute but with a very wealthy, hard to fight individual.

InsideInsurance

Unoccupied Home insurance is what you need.

Make sure you understand all the terms correctly though as some require further action to be taken at set milestones (eg water system being drained etc)

lilgreenmomo

You might like to try Just Landlords, they were suggested to me here. They weren't the cheapest but their cover for empty properties, which can be upgraded to full landlord insurance, was far more comprehensive than some of the cheaper policies I saw and they offered cover even though I'll be abroad where quite a few others wouldn't even quote.

*Scarlett

Maybe try

http://www.homeprotect.co.uk/property-usage/unoccupied-property-insurance

http://www.adrianflux.co.uk/unoccupied-homes/