critical illness??

shar-b63

Hiya. I had a stroke at the beginning of December. Luckily I survived and am not physically diabled. I am currently on sick leave from work, I have life Insurance with Scottish Widows. Does anyone know if I can claim any money, or whether I have to let them know i have been ill at all?.. thanks, :question:

cattie

I can't answer your question on whether you can claim any money, but usually when you have a critical illness or income protection policy, it is wise to notify the insurer asap if you are going to be unable to work for a while due to illness.

Some policies will have it as a condition that they must be notified within a certain period of time and others may have a qualifying period of sickness/redundancy before making any payments due under a policy. If your policy is just a life policy, then it will not cover you for periods when you are unable to work.

Anyway, I wish you a speedy recovery.