Can someone turn the light on at the end of the tunnel?

dktreesea

Congratulations - you have done well in quite a short space of time that probably felt endless at times. Did you get a completely clean break, as in no charge over the property granting your ex any part of the equity built up prior to separation at some future point?

I'm not a fan of martins orders or whatever the equivalent is nowadays - one of my friends has one, and is now worried, 12 years on, with her youngest turning 18 about what she is going to do going forward for a home. She couldn't afford to buy one outright at the time of the divorce 12 years ago, and she can't afford to buy him out now, simply because the years have gone by which has reduced the number of years mortgage her bank is prepared to offer her.

Mara_uk7

Thank you for coming back and updating. So glad to hear you have a happy ending.
This is the start of your new life, may it be long, healthy and happy

Sazzie23

Cathy64 wrote: »

Hello Everyone

I would just like to say a big thank you to everyone who has encouraged and given such excellence advice. I can say there is light at the end of the tunnel as I can now see it and it is getting brighter everyday.

I went back to the Bank regarding my Mortgage and they said they would let me have the original mortgage (at the original rate of 1.2%) plus run another mortgage alongside to clear off all my debts. I have now divorced my husband (quite easy as we have been separated for 5 years) and removed his name from the deeds of the house. I was entitled to Legal Aid for the divorce and paid for the solicitor and extra mortgage myself - but well worth the money. It is going to be a struggle for the next 2 1/2 years but then the original mortgage will be paid off and I will only be paying a small amount for the extra mortgage taken out.

I will be mortgage free in approximately 4 years!!!

I have and will continue to recommend this Forum to anyone who needs support and advice.

Once again many thanks for all your advice.
XXXX

Hey Cathy,

Very good news, thank you for sharing. Well done for making such great progress, another inspiration. :T

LannieDuck

I missed this thread when it started, but have just caught up. Well done on such great progress. You've come a really long way.

Cathy64

dktreesea wrote: »

Congratulations - you have done well in quite a short space of time that probably felt endless at times. Did you get a completely clean break, as in no charge over the property granting your ex any part of the equity built up prior to separation at some future point?

I'm not a fan of martins orders or whatever the equivalent is nowadays - one of my friends has one, and is now worried, 12 years on, with her youngest turning 18 about what she is going to do going forward for a home. She couldn't afford to buy one outright at the time of the divorce 12 years ago, and she can't afford to buy him out now, simply because the years have gone by which has reduced the number of years mortgage her bank is prepared to offer her.

Hello

Yes a complete clean break from the house and also financial issues. The solicitor was great in the letters reiterating the fact that he (my ex - it feels good saying that) didn't pay anything towards the house and the children - I don't think he would have dared ask for anything, the solicitors were very fair and offered him every opportunity to contest. In his mind he thinks as he has signed over the house that is his payment towards the upkeep of the children.

Anyway all in the past now.

I do feel for people in situations such as your friends it seems like catch 22 - I hope it works out some how for her.