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Why Does Paypal Take money from my bank account?

Padstow
Padstow Posts: 1,040 Forumite
Refunded buyer from sufficient funds in paypal. He then gave me positive feedback and closed dispute. He obviously, and I certainly did, thought the refund was instant.
Seven days later, refund has bounced as insufficient funds in bank account.

Exactly the same scenario with a small purchase I made, enough in paypal but bounced due to nothing in bank.

Why doesn't paypal use what is in paypal?
ETA. Seems I'm not the only one. Apparently I need to link paypal to card rather than bank account for instant transfer. Still doesn't explain why pp cant use money held with them.
https://www.paypal-community.com/t5/Sending-and-receiving-money/Successful-Payment-but-my-Bank-Account-hasn-t-been-charged/td-p/233056/page/2
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