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Santander, partially successful claim

Hello,

I have been successful with Santander (A&L) with regard to my claim in that they say I didn't have sufficient information to make a good assessment of whether PPI was relevant to my needs. However, they amount they have offered me only equates to the the number of statements I have been able to find (January 2002 - March 2003 (MBNA took over then).

Obviously I was paying PPI before this time, as the account was open prior to this time. However they do not hold records going back that long, and I do not have statements.

Should I just accept their offer?

Any advice appreciated.

Thanks.

Comments

  • Sorry, wrong board!
  • dunstonh
    dunstonh Posts: 121,299 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    The requirement is for them to refund what can be proven that was paid. If they hold no statements then they need to use the ones you can supply.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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