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Is bank interest on overdrafts included - Can I reclaim those charges?
BrozL
Posts: 2 Newbie
Hi,
I'm sure this has already been answered somewhere...but there are so many threads it would take hours!!!
Simply put, I have not only got bank charges for returned Direct Debits etc... but I have a lot of £20 interest charges each month for simply being in my overdraft.
Can these be claimed back too? I have had to take a job which pays me a lot less and it would really help if I could get these charges refunded and get myself back into credit!
Thanks in advance for responses.
I'm sure this has already been answered somewhere...but there are so many threads it would take hours!!!
Simply put, I have not only got bank charges for returned Direct Debits etc... but I have a lot of £20 interest charges each month for simply being in my overdraft.
Can these be claimed back too? I have had to take a job which pays me a lot less and it would really help if I could get these charges refunded and get myself back into credit!
Thanks in advance for responses.
0
Comments
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Hi, sorry but O/D interest won't be refunded... if you use the O/D, you must expect to pay for borrowing the bank's money.I am employed as a manager in a financial services institution. My views are entirely my own.0
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Hi,
I'm sure this has already been answered somewhere...but there are so many threads it would take hours!!!
Simply put, I have not only got bank charges for returned Direct Debits etc... but I have a lot of £20 interest charges each month for simply being in my overdraft.
Can these be claimed back too? I have had to take a job which pays me a lot less and it would really help if I could get these charges refunded and get myself back into credit!
Thanks in advance for responses.
http://www.moneysavingexpert.com/reclaim/bank-charges
Scroll right down the the questions in 'Step 2'0
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