son going to uni but living at home. what about my benifits

nutty1

i now get child benifit and child tax credit for him and he gets ema as he is now at collage. will this all stop when he starts uni. its going to be a big lost.

Oldernotwiser

Don't worry; he'll be eligible for a Maintenance Loan and (probably) a Maintenance Grant which is there for him to pay for his keep so you should probably be better off than you are now.

http://www.direct.gov.uk/en/EducationAndLearning/UniversityAndHigherEducation/StudentFinance/FinanceForNewStudents/DG_10034862

nutty1

isn't that for him to spend

pondie1

im afraid you lose all benefits paid for child when they go to uni,i have twins who both went last year,we lost ctc,cb and some of our hb./ct benefit,as our two both moved out of home

Emmzi

kathrynt wrote: »

isn't that for him to spend

yes, but if you think a cheap student residence would be £50 a week minimum, should you charge him a reasonable amount of board?

[Deleted User]

Make him pay rent if you want some more dosh...

soolin

My son pays about £3500 per year on accomodation at uni, that includes many of his meals, so base his 'keep' on that.

Soo

Oldernotwiser

kathrynt wrote: »

isn't that for him to spend

The Maintenance Loan for someone living at home is about £1,000 less than if he were living away from home as it should be less expensive. If you're on a low income he'll also get a Maintenance grant. The government don't allow him over £5,000 just for pocket money! As Soolin says halls of residence (with meals) are about £3,500 and he would still have to pay extra for things like washing and insurance. I would think that he should be paying at least £2,000/£2,500 for his keep; this is what the money is allocated to him for. Don't let him get away with thinking that he'll have all his loan and grant for spending money; he's supposed to keep himself out of these funds.

Alikay

If you don't feel comfortable charging him board, couldn't you take, say £50 a week, secretly save it and pay it off his tuition fees loan for him when he graduates?
You'd be helping him a lot more that way than allowing him to have all the maintenance loan & grant just for spending money.

Oldernotwiser

Alikay wrote: »

If you don't feel comfortable charging him board, couldn't you take, say £50 a week, secretly save it and pay it off his tuition fees loan for him when he graduates?
You'd be helping him a lot more that way than allowing him to have all the maintenance loan & grant just for spending money.

Why should she feel uncomfortable charging him for board when the government makes this money available to him for this purpose?

I assume as well, from the original post, that she actually needs the money. If he gets a grant it's because the family's on a low income!

welshcakes

Helloo

Sorry to semi-hijack (but it is in keeping with original question)... when do we have to inform all the powers that be of change from f/t school (A levels) to Uni? The kids don't actually go to Uni til September and they may fail and have to resit so stay in school another year. I'm confused, I'm tired and when I look in the mirror lately, I'm very depressed