DVLA / Inter-Credit International Fine

japmis

Help!

My tax was due in July 2012, I paid on time but unknowlingly with an expired cheque book. The DVLA wrote to let me know so I immediately called them and paid over the phone (October 2012).

I thought that that was the end of it, except yesterday I received a letter from Inter-Credit International saying I must pay an out of court settlement of £80 or my car might be seized/court action may commence.

I haven't received any letters from the DVLA regarding this fine, so I was very alarmed to receive a letter from a debt collection agency.

What should I do now? I don't really understand why I've been fined as I've always shown willingness to pay for my tax (as far as I'm concerned, the payment just took time to process).

I'm about to apply for my first mortgage and I *REALLY* don't want any of this showing on my credit ratings. :mad:

HELP

japmis x

maninthestreet

So the DVLA took 3 months to tell you that your cheque had bounced?

japmis

maninthestreet wrote: »

So the DVLA took 3 months to tell you that your cheque had bounced?

Yep! I guess it takes time for them to process the paper work? And it was all tied in with getting a new log book too.

custardy

japmis wrote: »

Help!

My tax was due in July 2012, I paid on time but unknowlingly with an expired cheque book. The DVLA wrote to let me know so I immediately called them and paid over the phone (October 2012).

I thought that that was the end of it, except yesterday I received a letter from Inter-Credit International saying I must pay an out of court settlement of £80 or my car might be seized/court action may commence.

I haven't received any letters from the DVLA regarding this fine, so I was very alarmed to receive a letter from a debt collection agency.

What should I do now? I don't really understand why I've been fined as I've always shown willingness to pay for my tax (as far as I'm concerned, the payment just took time to process).

I'm about to apply for my first mortgage and I *REALLY* don't want any of this showing on my credit ratings. :mad:

HELP

japmis x

contact the DVLA and ask them

Splott

First of all, did you get a tax disc in July/August or not?

japmis

Splott wrote: »

First of all, did you get a tax disc in July/August or not?

Yes I got my tax disc way before October.

I don't understand why the DVLA didn't mention this fine when I paid everything outstanding in October (£195).

spacey2012

Powerless debt collector.
Out of court ?
They have not been to court.
We are ALL out of court.

japmis

spacey2012 wrote: »

Powerless debt collector.
Out of court ?
They have not been to court.
We are ALL out of court.

So this won't appear on my credit report?

alanrowell

Since when do cheque books expire?

Rover_Driver

spacey2012 wrote: »

Powerless debt collector.
Out of court ?
They have not been to court.
We are ALL out of court.

The 'out of court settlement offer' is an offer to settle the matter instead of being prosecuted for the offence.

Apples2

alanrowell wrote: »

Since when do cheque books expire?

That's what I was thinking. I have one which must be at least 7 years old, never use the things these days. I used it recently to pay a speeding fine. No problems.

Maybe DVLA dragged their heels so much cashing the thing it had expired that way.