Cashback on council tax payments

Options
I have a few cashback credit cards (Aqua and Amex Everyday Cashback) and wanted to know if I would get the relevant cashback if I paid my council tax using one of these cards? i.e. would it be a purchase or a cash transfer?

Thinking about it, we're paying for services so it should be the same as paying for a gym membership or something.

Comments

  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    Combo Breaker First Post
    Options
    It's a purchase but most council's charge a fee for using a credit card so make sure if they accept a credit card they charge exactly the same as a debit card.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • blitzboy
    blitzboy Posts: 477 Forumite
    Options
    As above, it would be a purchase. Most councils charge a % so it cancels out the cashback, but some don't so it's worth checking.

    Mine dont charge:j
  • InsideInsurance
    Options
    Even if they do charge some are less than the cashback percentage so always worth checking
  • jonesMUFCforever
    Options
    I use my old Egg card now Barclaycard to pay my council tax - my local authority does not charge - I can pay direct on their website or through a paypoint outlet.
  • guesswho2000
    guesswho2000 Posts: 1,703 Forumite
    Name Dropper First Anniversary First Post Uniform Washer
    Options
    Mine accepts CCs but charges 1.6% - I used my Capital One Aspire World during the intro period (as I was getting 5% back, so a net profit).
  • Linda32
    Linda32 Posts: 4,385 Forumite
    First Post First Anniversary Combo Breaker
    Options
    I use my old Egg card now Barclaycard to pay my council tax - my local authority does not charge - I can pay direct on their website or through a paypoint outlet.

    I've got this card as well and I used to use it to pay my council tax. Our council only used to charge extra on anything over £50.00 so I just made three seperate payments. This worked fine but now the council charge more than the cashback so I don't use it.
  • lisyloo
    lisyloo Posts: 29,631 Forumite
    Name Dropper First Anniversary First Post
    Options
    Even if they do charge some are less than the cashback percentage

    Ah but where there is a limit on cashback (often) is and you might otherwise getthe cashback for free, then the charge is still a cost.
  • gglaze
    gglaze Posts: 265 Forumite
    Options
    Best way to get cashback on Council Tax specifically is to pay via DD through Santander 123 cashback current account, which pays 1% on council tax I believe.
  • Glastoun
    Glastoun Posts: 257 Forumite
    First Post First Anniversary Combo Breaker
    Options
    Thanks for that - my council doesn't charge for credit cards so that's all good. They're probably just glad that someone else has taken the debt off of them and they don't have to do the chasing themselves. :)
  • zerog
    zerog Posts: 2,478 Forumite
    Options
    Mine accepts CCs but charges 1.6% - I used my Capital One Aspire World during the intro period (as I was getting 5% back, so a net profit).

    This only makes sense if you can't spend £2000 in 3 months, othewise you could have earned 5% on something else. And you could also have applied for that card just before a period of 3 months during which you had to spend £2000.
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 343.6K Banking & Borrowing
  • 250.2K Reduce Debt & Boost Income
  • 449.9K Spending & Discounts
  • 235.8K Work, Benefits & Business
  • 608.8K Mortgages, Homes & Bills
  • 173.3K Life & Family
  • 248.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards