Cashback on council tax payments

Glastoun

I have a few cashback credit cards (Aqua and Amex Everyday Cashback) and wanted to know if I would get the relevant cashback if I paid my council tax using one of these cards? i.e. would it be a purchase or a cash transfer?

Thinking about it, we're paying for services so it should be the same as paying for a gym membership or something.

HappyMJ

It's a purchase but most council's charge a fee for using a credit card so make sure if they accept a credit card they charge exactly the same as a debit card.

blitzboy

As above, it would be a purchase. Most councils charge a % so it cancels out the cashback, but some don't so it's worth checking.

Mine dont charge:j

InsideInsurance

Even if they do charge some are less than the cashback percentage so always worth checking

jonesMUFCforever

I use my old Egg card now Barclaycard to pay my council tax - my local authority does not charge - I can pay direct on their website or through a paypoint outlet.

guesswho2000

Mine accepts CCs but charges 1.6% - I used my Capital One Aspire World during the intro period (as I was getting 5% back, so a net profit).

Linda32

jonesMUFCforever wrote: »

I use my old Egg card now Barclaycard to pay my council tax - my local authority does not charge - I can pay direct on their website or through a paypoint outlet.

I've got this card as well and I used to use it to pay my council tax. Our council only used to charge extra on anything over £50.00 so I just made three seperate payments. This worked fine but now the council charge more than the cashback so I don't use it.

lisyloo

Even if they do charge some are less than the cashback percentage

Ah but where there is a limit on cashback (often) is and you might otherwise getthe cashback for free, then the charge is still a cost.

gglaze

Best way to get cashback on Council Tax specifically is to pay via DD through Santander 123 cashback current account, which pays 1% on council tax I believe.

Glastoun

Thanks for that - my council doesn't charge for credit cards so that's all good. They're probably just glad that someone else has taken the debt off of them and they don't have to do the chasing themselves.

zerog

guesswho2000 wrote: »

Mine accepts CCs but charges 1.6% - I used my Capital One Aspire World during the intro period (as I was getting 5% back, so a net profit).

This only makes sense if you can't spend £2000 in 3 months, othewise you could have earned 5% on something else. And you could also have applied for that card just before a period of 3 months during which you had to spend £2000.