Rental and Sharer Problems.

RAS

Hi guys

This might be a fascinating diversion but it really does nothing for the OP.

*miaomiao*

19lottie82 wrote: »

Hi MJ, I appreciate that your budget would suit you, but to a fashion loving girl in their 20's I'm afraid £20 on clothes and cutting your own hair, aint going to do it!

mobile phone - free (ovivo) ok, if this fits in with your useage, but it wouldnt do me
landline - £10 (bt)
internet - £17 (plus.net)
tv package - free (internet tv)
clothes - £20 see above
haircuts - free see above
entertainment - £50 or whatever is left really
presents - most people spend at least a little on presents over a year, at least mum / dad and more if you have a partner
holidays - £20
emergency fund - none really? not wise iMO
contents insurance - none really? not wise iMO
gym membership - none a worthy investment IF you use it
car - (public transport £50)

I was a fashion loving girl in my twenties when I was renting on my own on 12,000 a year. And I was paying off my student loan too. And I was fine making sacrifices on what I could and couldn't do. I didn't have extra savings, but I got by and had zero benefits (nothing).

*miaomiao*

RAS wrote: »

Hi guys

This might be a fascinating diversion but it really does nothing for the OP.

Not if it helps the OP and her DD to decide that financial wriggling could allow her to live alone in the house and to perhaps also set some money aside for savings.

sinbad182

HappyMJ wrote: »

I don't pay anywhere near that much for all those things and I don't think my life is dull at all.

mobile phone - free (ovivo)
landline - £10 (bt)
internet - £17 (plus.net)
tv package - free (internet tv)
clothes - £20
haircuts - free
entertainment - £50 or whatever is left really
presents - none
holidays - £20
emergency fund - none
contents insurance - none
gym membership - none
car - (public transport £50)

No offence but that sounds like a crap life.

Existing is not the same as living!

Padstow

*miaomiao* wrote: »

If the advice you receive after someone has seen your daughter's tenancy agreement indicates that the woman has no rights other than as a lodger, then she should be able to tell the woman to leave and she can change the locks (yes, this is possible within tenancy agreements, see further posts in this forum. Simply keep the original lock cyclinder and return this to the lock if your daughter ends the tenancy).

However, you mention that your daughter is looking to buy the property. While I think that's great, she should start to understand her tenancy agreement and housing law now. And perhaps it would be much better for her to live on her own in the property (700 GBP is only alittle above average for a flat occupied by one person, admittedly this has two rooms) and wait a few months longer to buy the house.

Your daughter doesn't have a legal agreement with the current landlord to buy this property now, I'm guessing? (Questions too as to why she is dealing so much with the LA if she intends to buy - you might encourage her to do more direct with the LL.) Until there is some sort of agreement, it could end up either way and I would not want to pay for the bad situation as it is.

See Citizen's Advice or a solicitor now, especially as your daughter plans to go away (btw, can she delay that a few days by changing her tickets, etc?). This problem won't get better by leaving it alone - it costs money and it's stressful.

And whatever is decided between DD & exBF to the rent money situation, they should have this written up even a few sentences. And the LA/LL may need to know. It's harder to be specific without more specific tenancy information.

I know you're doing your best to help your daughter, but she really needs to be doing this homework on housing law and finding out a definite legal answer herself (especially with complicating factors) although I commend you for helping her this far.

Thing is miaomiao, she is fiercely independent and I know little of her life on a day to day basis. We're very close as you can see by how she's helped me through an horrendous 13 months, but if for instance I was passing by where she lived, I would keep driving unless arranged beforehand.
The call came this morning after finding the note, her rushing off to work, trying to pack for the volunteering, so she rang her mum to spout.
She would be horrified I'm sure to find I'm discussing her problems here, so this is my outlet really, as I have much to do with moving out, and know little of the rental world.

I agree she needs to research, especially mortgages.
She is good with managing money, far better than me or her father. We always had loads (Don't divorce folks, only Lawyers win.) I took her savings though and she thought they'd gone for ever.

It must be hard to accept she will get her money back. First Dec, Jan and now Feb. Poor darling, doesn't know whether she should be renting or looking to buy. Let alone LL's not sure if he will sell.

Until I deposit money into her account,she's in a dizzy.

No chance of her swapping her ticket. Not a holiday but group voluntering.

I'll try and find out more.

Thanks for all your help so far, everyone.

Padstow

Daughter's now reading the thread. More complicated than I knew as agent and LL know of the arrangement???

It would be good if she registers and asks you all direct. Second hand is never complete.

She'll need your advice if she becomes a buyer.

I'll be back tomorrow to read, and press that thanks button.

Thankyou all for now.