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MOT and Tax Query

24

Comments

  • Quentin
    Quentin Posts: 40,405 Forumite
    An unroadworthy car cannot be driven! It is illegal to do so.
  • Joe_Horner
    Joe_Horner Posts: 4,895 Forumite
    Ninth Anniversary Combo Breaker
    Quentin wrote: »
    An unroadworthy car cannot be driven! It is illegal to do so.

    Yes, it's an offence under whatever part of the Construction and Use regulations cover the faults that are making it unroadworthy. You can be charged with the appropriate offence. No-where did I say otherwise

    But it does NOT invalidate your insurance any more than driving over the speed limit does. That's also illegal but insurers have to pay out anyway as a legal condition of offering motoring insurance.
  • motorguy
    motorguy Posts: 22,626 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    These rules are crazy.

    For info, you can MOT a car at any time, but of interest you can MOT it up to 28 days in advance and carry over the extra days, effectively giving you potentially 13 months MOT.

    IF you're in this position again next year, it might be worth doing it well in advance so as to avoid the problem.

    ALSO, you can check online or by phone for retest dates and times that might be sooner than 2nd Feb.

    http://www.dvtani.gov.uk/onlinebooking/vehicletest.asp

    Or by ringing them on the telephone booking line - 0845 247 2471
  • Quentin
    Quentin Posts: 40,405 Forumite
    edited 30 January 2013 at 12:58PM
    Joe_Horner wrote: »
    Again, yes it does.

    It's unlawful under the RTA for insurers to try and avoid 3rd party cover because of anything relating to the condition of the vehicle, even if it's expressly stated in the policy wording.....

    Not according to the Government:
    Driving an unroadworthy motor vehicle may invalidate your insurance.

    https://www.gov.uk/rules-drivers-motorcyclists-89-to-102/motor-vehicle-documentation-and-learner-driver-requirements

    Take up your argument with them!!
  • motorguy
    motorguy Posts: 22,626 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Quentin wrote: »

    They cant remove the TP element though - only potentially the fully comp or theft aspect, hence it says 'may'
  • It's due for MOT on Saturday and the issue with the car is being repaired on Friday (1st), can I drive it to the garage on Friday to be repaired?
  • TadleyBaggie
    TadleyBaggie Posts: 7,050 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Not legally. The rules only allow drving to and from a pre-booked MOT without an MOT and/or tax. Legally the car would need to be taken t and from the garage on a trailer. Could the garage to the MOT?
  • Joe_Horner
    Joe_Horner Posts: 4,895 Forumite
    Ninth Anniversary Combo Breaker
    Quentin wrote: »

    No need. I have the law - the Road Traffic Act 1988 s.148, 1988 c.52
    - on my side:
    148 Avoidance of certain exceptions to policies or securities.

    (1)Where a certificate of insurance or certificate of security has been delivered under section 147 of this Act to the person by whom a policy has been effected or to whom a security has been given, so much of the policy or security as purports to restrict
    (a)the insurance of the persons insured by the policy, or
    (b)the operation of the security,
    (as the case may be) by reference to any of the matters mentioned in subsection (2) below shall, as respects such liabilities as are required to be covered by a policy under section 145 of this Act, be of no effect.

    (2)Those matters are—
    (a)the age or physical or mental condition of persons driving the vehicle,
    (b)the condition of the vehicle,
    (c)the number of persons that the vehicle carries,
    [...]
    Last I heard the government are also subject to the law!
  • Joe_Horner
    Joe_Horner Posts: 4,895 Forumite
    Ninth Anniversary Combo Breaker
    It's due for MOT on Saturday and the issue with the car is being repaired on Friday (1st), can I drive it to the garage on Friday to be repaired?

    Yes, provided you have insurance.

    The exemptions to the requirement for a valid MOT (or tax) extend to takeing the vehicle to or from a "place where repairs are to be carried out" in relation to faults for which it's already failed. The repairs must be arranged before-hand (ie: the place you're taking it must be expecying you!)

    That means that you can't drive it for repair without a valid MOT before failing a test, even if you know of the faults, but you can once you have a fail sheet.
  • Tilt
    Tilt Posts: 3,599 Forumite
    Quentin wrote: »
    The OP asked whether he could continue to use his untaxed car prior to getting it through its MOT:

    Yes and I told him he couldn't apart from taking to the pre-arranged MOT. So?


    Quentin wrote: »
    You advised him that if he did so it was "technically" wrong.

    That is not so, it's an offence with all the dire consequences so well publicised.

    What do you mean, "that is not so"? So you are saying he technically can?? You seem to be contradicting yourself as you go on to say "it's an offence with all the dire consequences so well publicised".
    Quentin wrote: »
    (The journey to the pre-booked test is permitted - though only if the car is roadworthy - an unroadworthy car cannot be driven and also has no insurance)

    Lol, that's not what you said in post #6; "You cannot drive at all in an untaxed vehicle"

    And the OP hasn't mentioned the 'roadworthyness' of his car so how do you know it's unroadworthy?
    PLEASE NOTE
    My advice should be used as guidance only. You should always obtain face to face professional advice before taking any action.
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