We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Deed of Trust - made under duress- is it legal?

Hi All

Scenario:
Best friend (let's say Sarah) with partner (Ben) for 10 years
Very emotionally abusive relationship
Purchased house together - she put £5,000 deposit - he put £20,000 deposit
He took her to solicitor to sign Deed of Trust that he get 75% share of house - she gets 25% share when sold

They both continue to pay equal monthly payments on the mortgage.

2 children are born.
Sarah is forced to leave and go into Sheltered accomodation provided by Women's Aid and thereafter is helped by Women's Aid and other services to re-home herself and her children.

Can she now dispute that the "deed of trust" was made under duress? Ben didn't hold a knife to her throat but she was coerced totally to sign the original document?

I certainly think she can but wondered what you clever people think? x
Total Quidco earnings - £547.98

Everyone is scared of someone or something, everyone loves someone or something, and everyone has lost someone or something! BE NICE!
«1

Comments

  • findingmyownway
    findingmyownway Posts: 1,803 Forumite
    edited 30 January 2013 at 10:29AM
    Emotional abuse aside, he contributed 80% of deposit to her 20%... so Deed of Trust giving 75%/25% shares seems very fair on the face of it (as they contributed equally to mortgage)

    Why is she choosing to dispute it now?

    Edited to add: Of course this is only one way of looking at it. It would probably have been fairer to look at the % of total price which each contributed. Eg:

    His deposit - £20,000
    Her deposit - £5,000
    Mortgage - £175,000 (£87,500 each)

    Would give a % split of 54% v 46% as the effect of the deposit is weakened by the large mortage. But it seems a bit later to argue that point now...
  • NAR
    NAR Posts: 4,863 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    You say 10 year relationship but don't say when house was purchased. Sounds like early in relationship before children were born. She agreed to the trust based on the deposits one presumes. What grounds would she have to say it was done under duress?

    He may well have become abusive in latter years, but that will not affect the agreement she signed early in the relationship.

    Legal advice required is my suggestion.
  • jackyann
    jackyann Posts: 3,433 Forumite
    Definitely legal advice. She has already had contact with Womens Aid, who usually have contacts with solicitors who are sympathetic to women in this situation and experienced at dealing with it; so I would ask them rather than pick one out of Yellow Pages.
    Also start gathering evidence: conversations with friends & family (such as you) especially if there is any "record" such as a letter, email, or even a diary entry.
  • RAS
    RAS Posts: 36,154 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I assume that they were not married? A divorce would have been much more in her favour.
    If you've have not made a mistake, you've made nothing
  • far2812
    far2812 Posts: 919 Forumite
    PPI Party Pooper
    They purchased the house 5 years into the relationship! He was a very controlling man and still is! And to be honest, she didn't really understand that she was signing that percentage of the house away. She thought it was a document agreeing that the amount of deposits they both put in would be retrievable if the relationship was to break, or the house sell.

    No RAS, they never married.
    Total Quidco earnings - £547.98

    Everyone is scared of someone or something, everyone loves someone or something, and everyone has lost someone or something! BE NICE!
  • Don't know if it helps, but I signed a Deed of Trust with my (then) husband and his mother (who had contributed some deposit). When we came to divorce my understanding of the deed of trust did come into account (ie, whether I knew what was going on). Turns out the conveyance (their family friend) vouched that I did know what was going on so the deed stood.

    The judge did still manage to wangle things so that I got 50%, but there were three of us to share between.
  • far2812
    far2812 Posts: 919 Forumite
    PPI Party Pooper
    Wow that's interesting guruchelles - did the judge mention the Deed and why he was overturning the decision?
    Total Quidco earnings - £547.98

    Everyone is scared of someone or something, everyone loves someone or something, and everyone has lost someone or something! BE NICE!
  • NAR
    NAR Posts: 4,863 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    far2812 wrote: »
    And to be honest, she didn't really understand that she was signing that percentage of the house away.
    That may be quite difficult to prove; the onus was on her to understand what she was signing.
  • tyllwyd
    tyllwyd Posts: 5,496 Forumite
    I think she should definitely get advice from a solicitor - the circumstances have changed since the deed of trust was signed, especially since they have children.
  • pesky85
    pesky85 Posts: 183 Forumite
    I would think the courts would accept that she signed the paperwork under duress. Being helped to leave the relationship by Women's Aid will leave a paperwork trail therefore pretty tangible evidence of an abusive relationship.

    They would also financially want to ensure she was fairly treated as I assume she has full custody of the children? They would definitely take that into account.
    ____________________________________________


    £34/£2013

    OU Student! [STRIKE]DSE141[/STRIKE] [STRIKE]SK143[/STRIKE] SDK125 SK277
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.