We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Clean up question - confused
The_Duchess_3
Posts: 48 Forumite
Hi
Was discharged in October 2012 and am just starting to clean up my credit file. I have got my report from experian and just wanted a couple of things claried if possible.
1 A loan that was included in my BR is not showing as settled and also has an outstanding balance on it. Am I correct in thinking that I have to contact the lender to get it amended?
2 There is a credit card on there that I haven't had or used for yonks, it's not showing an outstanding balance but doesn't show as settled do I need to do anything with that or is that a normal status??
Many thanks
Was discharged in October 2012 and am just starting to clean up my credit file. I have got my report from experian and just wanted a couple of things claried if possible.
1 A loan that was included in my BR is not showing as settled and also has an outstanding balance on it. Am I correct in thinking that I have to contact the lender to get it amended?
2 There is a credit card on there that I haven't had or used for yonks, it's not showing an outstanding balance but doesn't show as settled do I need to do anything with that or is that a normal status??
Many thanks
Today is the first day of the rest of my life
:T:dance:
:T:dance:
0
Comments
-
The_Duchess wrote: »Hi
Was discharged in October 2012 and am just starting to clean up my credit file. I have got my report from experian and just wanted a couple of things claried if possible.
1 A loan that was included in my BR is not showing as settled and also has an outstanding balance on it. Am I correct in thinking that I have to contact the lender to get it amended? Yes.
2 There is a credit card on there that I haven't had or used for yonks, it's not showing an outstanding balance but doesn't show as settled do I need to do anything with that or is that a normal status?? As long as it is not showing as defaulted, you do not need to do anything.
Many thanks
Hope this helps?:pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.4K Banking & Borrowing
- 254.1K Reduce Debt & Boost Income
- 455K Spending & Discounts
- 246.5K Work, Benefits & Business
- 602.8K Mortgages, Homes & Bills
- 178K Life & Family
- 260.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards