Phone insurance

tinomy

Hi

i was hoping someone mite be able to help me. i recently changed my current account and noticed a direct debit for insurance. after investigating it was phone insurance that i never new i had and i have been paying £10 every month since 2005. they never contacted me to keep me informed regarding the cover and i never realised i had it. would it be possible to claim it back?

hope someone can help

Many thanks
T

[Deleted User]

tinomy wrote: »

i was hoping someone mite be able to help me. i recently changed my current account and noticed a direct debit for insurance. after investigating it was phone insurance that i never new i had and i have been paying £10 every month since 2005. they never contacted me to keep me informed regarding the cover and i never realised i had it. would it be possible to claim it back?

Why has it taken you eight years to notice this direct debit? How was the insurance mis-sold to you? Are you saying the insurance was somehow not suitable for you?

This is not PPI. You can't just demand a refund because you can't remember taking the insurance and you haven't claimed on it...

-taff

You can ask them nicely if they'll refund your money, bu really, the onus is on you to check what you're paying and cancel anything that isn't suitable.

[Deleted User]

-taff wrote: »

You can ask them nicely if they'll refund your money

Why would they refund the policy payments?

-taff

they might, it's not unheard of. Unlikely though....