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Barclays Personal Loan RIP OFF!!!

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  • Tixy
    Tixy Posts: 31,455 Forumite
    Histemic wrote: »
    Interesting that there's three credit agencies. Surely they share their information though?

    All only hold the information that is provided to them from various sources. So they should all hold electoral roll information (from local councils) / details of CCJS/ IVAs / Bankruptcy etc (from the insolvency register / registery trust).

    But as to any credit account information, credit searches etc, many lenders/ potential lenders only report to 1 or 2 of the 3 agencies. To get a true picture of what a potential lender could see you'd need to view all 3 credit agency reports.

    Experian (aka credit expert)
    Equifax
    Callcredit (aka noddle).
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
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