Barclays Personal Loan RIP OFF!!!

Tixy

Histemic wrote: »

Interesting that there's three credit agencies. Surely they share their information though?

All only hold the information that is provided to them from various sources. So they should all hold electoral roll information (from local councils) / details of CCJS/ IVAs / Bankruptcy etc (from the insolvency register / registery trust).

But as to any credit account information, credit searches etc, many lenders/ potential lenders only report to 1 or 2 of the 3 agencies. To get a true picture of what a potential lender could see you'd need to view all 3 credit agency reports.

Experian (aka credit expert)
Equifax
Callcredit (aka noddle).