Another step closer!

joeblack066

:T BC+W (that are 'managing' 2 of my debts) have accepted £15 pcm on the 2nd one, so thats 3 of the 10 now sorted, 7 more to go. Wish me luck! :j

hypno06

Great News! You're getting there :T

needawayout_2

good news! :T

SSB

:j Well done

joeblack066

And again, the o2 mobile bill that my deligtful ex ran up through p*rn texts and disconnection fee, £769 (!), they have accepted £5 pcm, and the council tax bill from the address where I lived with said ex, (unpaid as I was supporting 10 people off 1 salary after the lazy lying so and so just walked out of his job and spent MY money on internet gambling!!) have accepted £10 pcm. Basically I have £100 pcm to service my debts, and my 'self managed DMP' is going well so far!! Before MSE DFW, I wouldn't even have had the nerve to ring them! Thankyou all so much!

hypno06

I did put in a load of smilies but they didn't work.......

(please imagine smilies!)

joeblack066

Woo hoo am on a roll here, Water Company accepted £10 a month for a £100 outstanding bill, therefore will be clear in 10 months!

craftingqueen_2

well done

joeblack066

New snowball date, Feb 2012, 57 months to go! Have to get through the losing of my car, as I simply cannot keep up with the payments. it will upset me greatly, as it's a 7 seater that I use for work, and take the kids in the residential home out in it, and also is very comfortable to drive with my fibromyalgia, but I HAVE to be realistic, hand it back, and get an old banger to get me from A-B.

joeblack066

A debt that is sitting at £341 with BC&W......I have just spoken with them and they have offered me a full and final at £200!! I am so pleased with this, I have 7 days and I think that I will be able to do it if I shuffle things round a bit! Yay!!

Shineyhappy

Congrats! :T

I am very pleased your creditors are responding so well! I hope the rest of them are as amicable. :j

Can you point out to the phone company that it would have been good service to let you know your phone was being abused so could they reduce the debt as you had no idea it was so much as you assumed they wouldnt let you run up so much debt?