If a person cannot afford to pay their home rent, what happens?

BigAunty

simmed wrote: »

I think you are very confused, asking a question is not a "theory" :rotfl:

You were the one who originated this as a hypothetical scenario with the unemployed person burning through their savings without having applied for HB and is going to run up rent arrears.

You say 'oh, they can't afford their rent, would they be evicted...'

No, the landlord is a rich left wing person who totally understands how terrible it is to be dependent on the cruel state. So they decide to come to an agreement where the unemployed person lives in the landlord's property rent-free.

Happy ending.:rotfl:

iluvmarmite

simmed wrote: »

As I said in the OP this isn't about me, you should not make assumptions like that.

Wasn't making assumptions, just a slip that's all, I'm more used to replying straight to posters not to posts they write on behalf of others so automatically wrote as if it was you, very sorry

simmed

BigAunty wrote: »

You were the one who originated this as a hypothetical scenario with the unemployed person burning through their savings without having applied for HB and is going to run up rent arrears.

You say 'oh, they can't afford their rent, would they be evicted...'

No, the landlord is a rich left wing person who totally understands how terrible it is to be dependent on the cruel state. So they decide to come to an agreement where the unemployed person lives in the landlord's property rent-free.

Happy ending.:rotfl:

I repeat, a question is not a "theory", end of

simmed

Ok to so summarize, am I right in saying that the person in the scenario, as long as they lived in a small, cheap, shared room apartment, would have their rent greatly helped by housing benefit?

dancingfairy

I'm not entirely sure where this is going? The answer is yes, in theory.
They may/may not claim, they may have more than the threshold in savings,they may or may not have other sources of income, they may have rented a place that is more expensive than they can claim through housing benefit etc.
Is this just a random scenario or is there a point to this?
df

BigAunty

simmed wrote: »

Ok to so summarize, am I right in saying that the person in the scenario, as long as they lived in a small, cheap, shared room apartment, would have their rent greatly helped by housing benefit?

In theory, yes...

The small-ness of the property, the alleged cheapness of it is irrelevant to their entitlement.

There is a set rate for LHA in each postcode area for shared properties and they are either within it according to the rent charged and will have their rent paid in full or they have ended up with a tenancy that costs more than their LHA entitlement and will have to pay a top-up out of their JSA.

LHA should meet most or all of their rent if they choose a property close to or under the LHA limit.

princessdon

For example the shared room rate in Newcastle upon Tyne is £60 pw.

If their true rent was £50 they'd get £50 pw as they won't pay more. If their true rent was £60 they'd pay nothing. If it was £70 they would pay £10.

Each local authority sets the rates. If they were over 35 and therefore entitled to the 1 bedroom rate in Newcastle they'd get £91.15 per week.

Plus council tax benefit.

https://lha-direct.voa.gov.uk/Search.aspx?LocalAuthorityId=54&LHACategory=1&Month=1&Year=2013&Total=1&Couples=0&SingleMales=0&SingleFemales=1&MaleChildren=0&FemaleChildren=0&MaleYouths=0&FemaleYouths=0&BedroomCalculatorPageParameters=true

That link gives each authority and how much they pay.

They can have upto £16000 before they are not eligible in savings, under £6000 means no deductions.

In short they should have applied as soon as they got their jsa instead of savings as they were entitked from then.

Willing2Learn

simmed wrote: »

Scenario. A single unemployed person (on JSA), moves to a new area and expects to find work. His/her rent payments eat into his savings, he can't find any work. Eventually their saving run out and they can no longer afford rent. Do they get kicked out? If so, would the council give a temporary home?

simmed wrote: »

Ok this is complicated, let me make the scenario more clear.

1. The person moves to a new area to find work, they have some savings (e.g. £1500)
2. They live in a small shared flat
3. They are on JSA
4. They use their JSA and savings to help pay the rent. Can they also claim housing benefit? How much of the rent is the HB likely to cover?

Wanted to clarify some things. A Local Authority has a duty to provide assistance to a homeless applicant if:

• The applicant is eligible for assistance (eg UK/Irish citizen or has leave to remain in United Kingdom and is habitually resident)

and

• The applicant falls within one of the Priority Need categories

and

• The applicant is considered vulnerable, less able to fend for themselves and likely to come to detriment or harm whilst homeless. (vulnerability has a legal definition when applied to homelessness legislation and may not be the same as what you may normally define as vulnerable).

Also, following a change of legislation in 2004 (if I remember the year correctly off-hand), a Local Authority have a duty to implement a five-year homelessness strategy including systems in place to prevent homelessness. For example, I independently developed a scheme in a London Borough to temporarily re-house applicants who were eligible for assistance but not in priority need in order to prevent these people becoming homeless. After recording statistics for a year, the evidence was submitted to both the Local Authority and central government and the scheme became funded and incorporated within the five-year strategy and was expanded to continuously temporarily re-house 50 applicants for maximum of three months. This is considered discretionary assistance.

Your friend should contact both statutory and voluntary sector housing advice centres for guidance on what services are available within that area that he/she may be eligible for.

It could be that he/she is not eligible for any support (statutory duty or discretionary) as there is no proven local connection of the applicant to the area (by way of housing history, family, education or employment). Although the issue of local connection is contentious and open to interpretation.

benfiveandahalf

simmed wrote: »

Ok to so summarize, am I right in saying that the person in the scenario, as long as they lived in a small, cheap, shared room apartment, would have their rent greatly helped by housing benefit?

Did this person move to Cornwall?

meerustar

.......................................