Debit Card chargeback for holiday cottage deposit

dalesrider · 27 January 2013 at 6:40PM

new_owner wrote: »

The chances are they will refund + 8% + court costs just before it goes to court.

Or they decide not to turn up meaning a default win. Which means to get your money you have to go back and get baliffs appointed to chase the debt....

lagoslife · 6 February 2013 at 11:24AM

Where did you book the cottage - online/agency?

Have you previously had a reply from the owner e.g. explaining why they aren't refunding?

The small claims court may be the way to go depending on how much time you have to pursue this for the amount involved.

You could always post a review of your experiences with the cottage owner on cottage review sites/where they advertise/you booked?

Hope this gets resolved.

cookyy2k · 6 February 2013 at 10:44PM

The problem here as far as I can see though is if you go to small claims court there is nothing stopping the landlord claiming you did £200 worth of damage and the deposit payed for that. Unless you have dated pics of the cottage as you left or something from the landlord saying it was fine there is always the possibility of that defense plus some pictures of preexisting damage along with a "quote" from his plasterer/painter/cleaner mate down the pub.