No claims lost years to %
edited 30 November -1 at 1:00AM in Insurance & Life Assurance
4 replies 585 views
A few years back I had a NCD of 10 years, then changed insures to CIS, who unbeknownst to me calculated NCD to a maximum of 5 years and in %, so I immediately lost 5 years, harsh penalty for joining!! – was insured for 2 years (like a twit forgot to take out NCD protection) and in Feb 07 had a £600 claim (no occupants in either vehicles!!) was informed I would loose 2 years from NCD that would be ok from 10 years but disastrous from 5. Renewal premium has nearly doubled, and have 3 years NCD instead of 8, do have letter from 1st insurer stating 10 years but CIS say nothing they can do am stuck with 3 years. Will change insures but is there anyway I can get a new insurer to consider these circumstances and get some more years?.
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