where to put it

panny300

i have £8000 to invest,i currently have a small sum in stocks and shares isa and 40 quid a month into normal isa.
whats the giving the best rates at present? or should i wait until march,i have been told new rates come out then.
i don't mind locking away for a year or two.
i saw online barclays are offering 3.2% 2.5% net putting £250 a month,with a limit of £3000 pound for the year.
i hav'nt seen it on any comparison sites?
is it worth leaving £3000 in my account and paying the £250 a month,and the remaining £5000 into something else?

atush

Is you cash ISa full? Do you have 6 months emergency savings in cash? If so, do by invest to you mean saving in cash (as your comments indicate) or do you mean investments?

You are describing a regular saver acct, there is a list here of the best ones.

innovate

panny300 wrote: »

i saw online barclays are offering 3.2% 2.5% net putting £250 a month,with a limit of £3000 pound for the year.
i hav'nt seen it on any comparison sites?

I am sure it's on Regular Savings comparison sites - but you can find the best Reg Savers in the first few posts of this thread https://forums.moneysavingexpert.com/discussion/608697

panny300

i just pay £40 a month into cash isa the stocks and shares part was a small lump sum put in 4yrs ago.
i have never had 6 months emergency cash so not a consideration really.
definitely not interested in peer to peer,
just need to know would it be better to split the money with the barclays £250 a month for a year 2.6% net and the other £5000 in the highest isa or savings account.or keep the money together?
also should i wait till march when i have been told new accounts come out?
thanks for your help.

grey_gym_sock

am i getting too cynical?

happym has made 2 posts, both favourably mentioning rebuildingsociety.

p2pfan has made 3 posts, all favourably mentioning rebuildingsociety.

and in this thread, 1 is replying to the other.

gadgetmind

Call me a cynic, but I hit the spam button on both.

innovate

gadgetmind wrote: »

Call me a cynic, but I hit the spam button on both.

Trouble is, there seem to be far too few people here who dare to press the spam button!

Go on folks, give it a go

jimjames

innovate wrote: »

Trouble is, there seem to be far too few people here who dare to press the spam button!

Go on folks, give it a go

Enough seem to have clicked on one of them as it has now disappeared. Clicked the other but it is still here! Click Spam on P2Pfan please folks!

panny300

thanks for the spam info,but anyone give advice on last question please

atush

If you pay tax, putting your spare cash into an ISA is a good idea. And yes, new deals are most often touted in March/April but savings rates are plunging now so I'd open one now.

you can always transfer later

panny300

thanks atush