Paying off credit card with another

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Hello,

I'm trying to pay my barclaycard off with a virgin credit card,
but it wont let me.

Any ideas?

Comments

  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
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    Do a balance transfer.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • Treadmill
    Treadmill Posts: 1,102 Forumite
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    Be aware though that a balance transfer does not count as your monthly payment, so don't get caught with late fees.
  • guesswho2000
    guesswho2000 Posts: 1,703 Forumite
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    Treadmill wrote: »
    Be aware though that a balance transfer does not count as your monthly payment, so don't get caught with late fees.

    A balance transfer most certainly does count towards your monthly payment.
  • thenudeone
    thenudeone Posts: 4,462 Forumite
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    Treadmill wrote: »
    Be aware though that a balance transfer does not count as your monthly payment, so don't get caught with late fees.

    A payment is a payment.

    I've used balance transfers to clear credit card balances to zero many times, and even if there's been no other payment in the month, I've never been charged a late fee or been given a late payment marker.
    We need the earth for food, water, and shelter.
    The earth needs us for nothing.
    The earth does not belong to us.
    We belong to the Earth
  • guesswho2000
    guesswho2000 Posts: 1,703 Forumite
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    thenudeone wrote: »
    A payment is a payment.

    I've used balance transfers to clear credit card balances to zero many times, and even if there's been no other payment in the month, I've never been charged a late fee or been given a late payment marker.

    Indeed, the recipient bank don't know (or care, I expect) where the money has come from, just that it's been paid in - hence why it shows as a payment, rather than a refund (which wouldn't count towards your monthly payment unless it resulted in a zero, or positive, balance (as in you no longer owed the CC company anything).
  • Blackpool_Saver
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    it was probably residual interest
    Blackpool_Saver is female, and does not live in Blackpool

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