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Can I Claim for PPI when I ticked a box yes for wanting it ?
stephen0161
Posts: 3 Newbie
Can I Claim for PPI when I ticked a box yes for wanting it and all relevant paperwork was sent to me explaining what it was I had applied for ?
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Comments
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It's very hard to make a complaint about mis-selling when everything you say simply points to you mis-buying.
Do you not have any other reasons? A pre-existing medical condition, for example?0 -
If you ticked to say you want it then how exactly was it mis-sold?I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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Thanks for the reply, although I thought all the correct paperwork was sent to me, it was in fact a summary of the policy and not full terms and conditions so I may have found a loophole.0
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Can't see that as much of a "loophole", I'm afraid. Sounds much more like you clutching at straws.stephen0161 wrote: »Thanks for the reply, although I thought all the correct paperwork was sent to me, it was in fact a summary of the policy and not full terms and conditions so I may have found a loophole.0 -
If a company does not give full terms and conditions about policy's, the purchaser can not make a correct decision on principal that the policy is for them or not and therefore the policy may have been miss sold.0
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As I said, clutching at straws.stephen0161 wrote: »If a company does not give full terms and conditions about policy's, the purchaser can not make a correct decision on principal that the policy is for them or not and therefore the policy may have been miss sold.0 -
There is no loop hole if you ticked the box to say you wanted PPImake the most of it, we are only here for the weekend.
and we will never, ever return.0 -
If the information was clear, fair and not misleading then the fault is with the purchaser, not the seller.0
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If you intend to go down this route, you need to show that information was missing from their literature (or was incorrect / misleading) and how that would have affected your decision to apply for the policy.stephen0161 wrote: »If a company does not give full terms and conditions about policy's, the purchaser can not make a correct decision on principal that the policy is for them or not and therefore the policy may have been miss sold.0
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