We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

bankruptcy

13»

Comments

  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Do you mean contents or buildings?
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • Do you mean contents or buildings?


    buildings. its due for renewal in march or april not sure whether to just keep it going til then
  • SteveABC
    SteveABC Posts: 184 Forumite
    When I was in this situation I was advised (by BR adviser at Consumer Credit Counselling Service) to keep the buildings insurance going.

    I also had to ask for the council to waive the council tax, as it was empty, unfurnished and unoccupied. They did this.

    The ONLY issue I had was with Scottish Power, who told me that until the property was actually repossessed and taken back by the lender, I was still responsible for the "standing charge" for gas and electricity. So, for nearly a year (time it took NRAM to repo) I had to pay about £60 a quarter to them! :mad:

    It is a difficult journey, but there is light at the end of the tunnel, even though sometimes it seems to be just a glimmer!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.