will they throw me out

chickie170

i live in a housing association house and owe them 300 pound i have 6 children in the house, and my partner doesnt know we owe it, will they except a monthly payment or just try to evict us they have already said they will send to court for repossenesion if its not paid, so worried for my children and losing my partner

BugsyBrowne

chickie170 wrote: »

i live in a housing association house and owe them 300 pound i have 6 children in the house, and my partner doesnt know we owe it, will they except a monthly payment or just try to evict us they have already said they will send to court for repossenesion if its not paid, so worried for my children and losing my partner

Do you work?

somethingcorporate

For such a small figure I am sure you can come to some arrangement.

Can you not afford to pay back £10 a month? Is there no-one you could borrow the money from to stave off any repossession?

DCFC79

For a start why not tell your partner about the money thats owed.

Paul_01

try posting this in the House buying and renting forum, and maybe have a look at asking for help in the CAB section.

Willing2Learn

It is likely that your RSL (Housing Association) have or are in the process of having you submitting a Notice Seeking Possession. This is part of a lengthy process that can ultimately lead to eviction if not addressed (but is a long way away). They have to do start this process to protect themselves from potential financial loss. Consider it a 'shot across your bows'

Agree a repayment plan, could be £1/week extra on top of what you normally pay and stick to it religiously. Do not skip a repayment. The repayment plan must be made in writing.

If you feel unable to negotiate a plan for yourself then seek support from a local housing advice day centre or solicitor. The Department of Justice have a service as part of the Legal Aid programme. Click here to visit their site and find a solicitor service (Community Legal Advice). Subject to circumstances, any advice you receive may well be free. Just to add that you may want to enquire from the same solicitor as to whether you are receiving all benefits and state support to which you may be entitled.

Mark_Spade

It probably feels alot but 300 is not a lot to be behind on - keeping it to yourself is probably making a bigger problem out of this than in your head than it should be - you're putting off talking to your partner and the prospect is increasingly terrifying, whereas telling him will just give you a 'now' problem that you can deal with.. it's 300 pounds - that's not even a gas bill!

I'm guessing the courts will be more interested in a repayment plan than anything else

paye

why you worrying about losing your partner if he finds out:question: im sure your partner will help you if he loves you, or is he scrounging of you....

SusieWoozy_2

speak to the housing association and they will be able to set up a repayment plan with you. They are likely to only serve notice on you as mentioned above if you are the equivilent of around 8 weeks in debt or if it's over £500. You say £300 but that could actually be 10 weeks worth of your obligations if you are on benefit and the shortfall is £3 a week.

The housing association I work for will accept a minimum payment of £3.55 on top of your normal weekly rent to clear any arrears and i believe that is in line with what a minimum court order would be.

deal with it sooner rather than later though otherwise it could be disasterous... I've been in court on a number of occassions when rent is owed and the judge hasn't been particularly favourable if a lot of rent is owed and the tenant had no job.

Werdnal

Is this the total amount of arrears, or is it ongoing and therefore increasing? Have you spoken to anyone at the Housing Association to discuss it?

Why have you got behind? Can you offer to pay extra each week/month? Can you beg or borrow it from a relative to pay it all off them pay them back monthly?

Hiding your head in the sand and hoping this will go away will not help. Speak to Shelter (Google it and find the website for advice and contact details).

Are you working? Are you claiming the maximum benefits you are entitled to?

Is your partner the father of your children? If not, do you get any financial support from their dad?

Mozzanov

I empathise with you. I had a similar situation several years ago - where a previous partner wasn't making the rent payments (no idea where the money ended up) in full or at all. I had given them the money to make payments as I couldn't due to work. I was utterly shocked when I got the letter through, so called them up and made a lump sum payment, set up a standing order (they wouldn't do direct debits then) and paid extra each month. The letter was scary, but on the phone they were fine and very helpful in setting up a repayment plan. So definitely you should communicate with them (and your partner, as it can otherwise get destructive if left to fester). Contact Shelter, too. Also their website is worth looking at. A lot of good information for people behind on their rent that might get you started.