Letter after refusal of payments

OberonSH

Hi all,

Has anyone got a copy of the letter you can send when a creditor refuses your payments? Barclays hacve declined my offer of payment, despite me attaching a SOA and budget. They can refuse all they like, it's as much as I can afford!

Snaggles

Letter template as follows:



Dear Barclaycard

When I've got it, you can have it.

Now eff off.

Love from

OberonSH

OberonSH

:rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:

Snaggles

Is that not the one you were thinking of

OberonSH

Hmm, we'll just have to posh it up a bit.

Snaggles

But the basics are there, no?

OberonSH

Oh yes, the gist is perfect. Dear Moneygrabbing Corporation, I've told you what I can afford, you don;t like it, then tough.

I was hoping to be able to offer them my bank charges as a full paymnet, but I'm having to use that for bills. Grr. Still, least the bills are paid.

Snaggles

I am actually looking for a template letter for you as well as making silly jokes, but I haven't actually found anything yet, sorry. I'll keep looking. I think a lot of people have had similar problems with Barclaycard though.

Crown

From National Debt Line

1 High Street,
Newtown,
Kent
R21 4RH

April 30, 2007
The Loan Company
Company House,
Church Street,
Newtown,
Kent,
R1 7HG

Dear Sir/Madam

Acc/Ref No 4563210025897412

Thank you for your letter of 01−01−2002. We are very disappointed that we seem unable to reach a
satisfactory compromise in this case. As we have already explained, we can only afford £71 per month at the
present time, and we feel that it is pointless paying this amount to you only to see the debt increase.
We invite
you therefore to sue us for the debt, when we shall have the opportunity of offering £84 per month through the
courts.

In addition, once judgment is granted we understand that further interest will be suspended in any event. It
seems that we can only achieve a reasonable outcome to this matter by allowing the courts to decide, although
this will involve us both in extra expense and time wasted with court proceedings.

The offer of £71 per month plus suspension of interest is of course still open to you to accept.

Yours faithfully

Mr A N Other

Tabby_Kitten_2

You might find that the CAB have one?

Snaggles

Oh that's brilliant Crown, that was the one I was looking for (not very sucessfully)