0% Finance but load the price of the car

interstellaflyer

Looking for a new car at the moment, don't want finance, however dealers seem keen to push zero percent finance deals at, quote "no benefit to us" Anyways, quite fancied a Vauxhall Mokka so I do some research, and here's the nasty little sting, Mokka exclusive 1.4T 4x4 £20k, Mokka Techline 1.4T 4x4 £18k, the Techline is exactly the same spec as the Exclusive just with added satnav, now Vauxhall offer 0% finance on the Exclusive but not the Techline, I tried this comparison on the Astra and Insignia and in both cases the Techline was cheaper, I could not do a direct comparison on the Insignia but the 1.8VVT petrol Exclusive was a couple of hundred quid dearer than the 2.0 CDTi Techline, a higher spec diesel car cheaper than a petrol car, go figure that one. Vauxhall dealer explanation is that the Techline models are aimed at business users so they don't offer 0% finance, however it does mean that they are loading the price of the cars they do offer 0% finance on.

Anyways, after being told it's a 6 month waiting list for a Mokka I'm looking at either ix35, Kia Sportage or Nissan Qashqai, all of these I should be able to get a better deal on as there will be some less that year old second hand examples available.

arcon5

Ye newsflash huh.

Been going on for years in most industries offering 0% credit. In fact most prices are loaded before putting special promotions in place

motorguy

interstellaflyer wrote: »

Looking for a new car at the moment, don't want finance, however dealers seem keen to push zero percent finance deals at, quote "no benefit to us" Anyways, quite fancied a Vauxhall Mokka so I do some research, and here's the nasty little sting, Mokka exclusive 1.4T 4x4 £20k, Mokka Techline 1.4T 4x4 £18k, the Techline is exactly the same spec as the Exclusive just with added satnav, now Vauxhall offer 0% finance on the Exclusive but not the Techline, I tried this comparison on the Astra and Insignia and in both cases the Techline was cheaper, I could not do a direct comparison on the Insignia but the 1.8VVT petrol Exclusive was a couple of hundred quid dearer than the 2.0 CDTi Techline, a higher spec diesel car cheaper than a petrol car, go figure that one. Vauxhall dealer explanation is that the Techline models are aimed at business users so they don't offer 0% finance, however it does mean that they are loading the price of the cars they do offer 0% finance on.

Anyways, after being told it's a 6 month waiting list for a Mokka I'm looking at either ix35, Kia Sportage or Nissan Qashqai, all of these I should be able to get a better deal on as there will be some less that year old second hand examples available.

https://www.broadspeed.com are offering at least £2,500 off Exclusives.

They simply point you to the UK dealer who will do the deal at that price.