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What is your current credit card balance?

245

Comments

  • Hopelessly_Hopeful
    Hopelessly_Hopeful Posts: 2,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    24k

    It was 60K with another 27k limit to go!!!!

    HHx
  • carslet
    carslet Posts: 360 Forumite
    tiggerbodhi wrote: »
    Have you considered Divorce? if your wife is still spending when you are up to your neck in it could be good option and doesnt affect your credit history:):)


    the first thing i would do if i was him would be get rid of the wife
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    Reported......
  • rjhammond91
    rjhammond91 Posts: 306 Forumite
    I have £600 on my credit card. Will pay it all off when I get paid :) mostly xmas presents.
  • jennifernil
    jennifernil Posts: 5,756 Forumite
    Part of the Furniture 1,000 Posts
    About £5.5k on a 0% for another 10 months, not really our debt as using it for DD's purchases of carpets etc for her new house.

    Otherwise, zero
  • lippy1923
    lippy1923 Posts: 1,374 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Current balance is £3.97! Im a big spender! ;)
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

  • guesswho2000
    guesswho2000 Posts: 1,703 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Uniform Washer
    Just over £6k on total limits of almost £30k between me and OH. All at 0%. I'd pay it off, but its more profitable to leave the cash in the bank.
  • RootA
    RootA Posts: 18 Forumite
    Hopelessly_Hopeful wrote: »
    24k

    It was 60K with another 27k limit to go!!!!

    HHx


    I wonder how much of these debts are paid off in the end and how much is defaulted on?
  • The_Boss
    The_Boss Posts: 5,864 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Mr_K wrote: »
    They are all zero at the end of each month - pay off full amount by DD each month. You're just giving money away otherwise, much cheaper to get a loan from a bank if you really need it.

    Not necessarily true at all as was noted before. A loan could cost a LOT more.
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    The_Boss wrote: »
    Not necessarily true at all as was noted before. A loan could cost a LOT more.

    Exactly. I have £1800 owed in purchases on my Amex card, which is 0% on purchases through next April, plus I earn cashback on the purchases, plus the £2,000 to repay the card (as that is the limit) is in a 12-Month fixed term bond.

    In all I'm earning £160 for not simply leaving the money in my current account and using my debit card.
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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