Company Car driver so No NCD - Help

edited 30 November -1 at 1:00AM in Insurance & Life Assurance
4 replies 745 views
Gray0103Gray0103 Forumite
100 Posts
edited 30 November -1 at 1:00AM in Insurance & Life Assurance
I have driven a company car for the last 6 years, and I have no opted out of the company scheme. I will receive a monthly allowance and will claim business miles at teh appropriate rates.

However what do I do about insurance, I have no NCD due to not having my own insurance for 5 years. Is there any way I can 'cash in' on being a careful company car driver ? Or do I have to bite the bullet and claim no NCD ?

Any help much appreciated.
Only one Debt left and thats the Mortgage

June 05 - £110,500
June 06 - £ 99,000
June 07 - £96,000
June 08 - £90,000 TARGET
June 09 - £85,000 TARGET

Replies

  • When I did this, I got the guy who organised all the company car stuff to write me a letter saying I had driven for x years with no accidents etc etc. I presented it to the insurance company who gave me the equivalent NCB. The only issue is I can't remember which insurance company it was - it might've been churchill :)
  • Gray0103Gray0103 Forumite
    100 Posts
    Jeewhizz wrote: »
    When I did this, I got the guy who organised all the company car stuff to write me a letter saying I had driven for x years with no accidents etc etc. I presented it to the insurance company who gave me the equivalent NCB. The only issue is I can't remember which insurance company it was - it might've been churchill :)

    Not all of the 5 years have been with the same company, but I will give it a go

    thanks
    Only one Debt left and thats the Mortgage

    June 05 - £110,500
    June 06 - £ 99,000
    June 07 - £96,000
    June 08 - £90,000 TARGET
    June 09 - £85,000 TARGET
  • When I went from having a company car to a private car, my insurance company accepted my driving record as was and gave me a NCD based on that. I am with Direct Line.
  • Likewise Esure will accept Company Car NCD. If you can get a letter from both companies I think they will accept it is full NCD.
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