Breakdown cover for 12 year old car.

digitaldai

Hello

I am looking for the cheapest solution to get cover for a 12 year old car which has two drivers. Both the AA and RAC only accept cars under 10 years currently.


The cheapest way I can see currently is to get both myself and my wife through AA and claim the cash back which should cost us £24.

Car is still reliable only done 60K, never had any breakdown issues yet.

thank you.

londonTiger

I think I paid a tenner more with the RAC for cover, they wouldn't cover my 11 year old car. but I could qualify if I bought individual cover which was £34 (instead of £25). We're talking introductory rates her though - not sure what the renewal will be.

Try getting quotes from greenflag, i beleive there is another recovery firm out there forgot its name.

But I would stick with AA or RAC or at a push greenflag. You see AA/RAC trucks everywhere in London which gives me peace of mind. last thing you want in the evnt of a breakdown is get cover from some unknown company that has an inadequate network that tkae forver to send someone your way.

StrongWork

First Call might be worth a look. I came across them via a price comparison site and managed to get annual Euro cover for £74.

GolfBravo

Try AXA - cars up to 16 years old

londonTiger

side question. insurance companies are always tryingt o push breakdown cover for just 30 or so quid.

Is it ever OK to get cover from the insruannce company? Worried that they'll put any small incident on record like a puncture or something and then you have to declare that to insurance for the next 5 years when getting quotes.

Ezmondino

Try Autoaid. You have to pay in advance and claim back but it's very quick. Your wife/husband gets free cover. It's on the person too, not car. Sure it's about £30 for both people.

McCoy

I must admit I wasn't aware that the 'big two' wouldn't cover cars over ten years old. I suppose it's all to do with playing the percentages regarding older cars being more likely to suffer mechanical failure.

I've heard good stories about AutoAid though I've never used them myself, I know Martin Lewis appears to speak highly of them, although as stated you need to be able to pay at the side of the road so make sure you have your wallet with you.

Crabman

AA & RAC will cover as long as you buy more than just the standard roadside cover. Cashback may be available.

Beware RAC terms though - once you've been a member you can't rejoin with any new member offer within one year of leaving. If you do, the say they'll treat it as a renewal & charge accordingly (Paragraph 16, General Terms).

motorguy

Theres pages and pages written about this on the main site.

http://www.moneysavingexpert.com/insurance/roadside-recovery

Gloomendoom

McCoy wrote: »

I must admit I wasn't aware that the 'big two' wouldn't cover cars over ten years old. I suppose it's all to do with playing the percentages regarding older cars being more likely to suffer mechanical failure.

As Crabman said, the age limit only applies to the RAC's most basic cover. One of my cars is nearly 60 years old and they were happy to come out to that.

Gloomendoom

Crabman wrote: »

Beware RAC terms though - once you've been a member you can't rejoin with any new member offer within one year of leaving. If you do, the say they'll treat it as a renewal & charge accordingly (Paragraph 16, General Terms).

I think that there is a fair bit of anecdotal evidence of existing customers negotiating significant discounts at renewal. Always worth the cost of a phone call.