Tax credit calculator site - which is right?

clairesolo

Ok so I've rund my details through 2 different websites calculators using the same details on each site and have come up with 2 different results. I have re-checked them both and still comes up with the same results and I don't know which is correct.

The "Directgov benefits advisor calculator" states that I am entitled to £62.09 in working tax credits and £89.53 in child tax credits a WEEK! and yet the HMRC tax credit calculator states that I cannot claim any working tax credit and only £38.54 a week!

I honestly used exactly the same details, check and re-checked everything, got my parents to run through it as well and I'm stumped!

Has anyone else had similar trouble? Right now I don't get any working tax credit and about £192 a month in child tax credit. xx

Pont

No concrete advice sorry, but I find the turn2us website the most accurate of all.

princessdon

If you give income and children we can normally help

clairesolo

I only have one little girl who is 2 and I'm married. My husband works 38 hours a week and I'm a stay at home Mum. We only get child benefit and the £192 a month child tax credit in terms of benefits and my husbands earnings before tax 4 weekly are £1350 and he pays out of that £75 to his pension. None of us are disabled in any way btw.

princessdon

clairesolo wrote: »

I only have one little girl who is 2 and I'm married. My husband works 38 hours a week and I'm a stay at home Mum. We only get child benefit and the £192 a month child tax credit in terms of benefits and my husbands earnings before tax 4 weekly are £1350 and he pays out of that £75 to his pension. None of us are disabled in any way btw.

What is your rent?

Gentile

clairesolo wrote: »

I only have one little girl who is 2 and I'm married. My husband works 38 hours a week and I'm a stay at home Mum. We only get child benefit and the £192 a month child tax credit in terms of benefits and my husbands earnings before tax 4 weekly are £1350 and he pays out of that £75 to his pension. None of us are disabled in any way btw.

You wont get any working tax credit, thats for sure. The clue is in the name, its a working tax credit, given to people who are working.

System

Gentile wrote: »

You wont get any working tax credit, thats for sure. The clue is in the name, its a working tax credit, given to people who are working.

Isn't her husband working, might he not be entitled on a joint claim?

iluvmarmite

xXMessedUpXx wrote: »

Isn't her husband working, might he not be entitled on a joint claim?

That's my thoughts as well, I think some are to quick to jump on the BB bandwagon they don't read the posts properly and the only thing that jumps out at them is stay at home mum!

Horseunderwater

clairesolo wrote: »

I only have one little girl who is 2 and I'm married. My husband works 38 hours a week and I'm a stay at home Mum. We only get child benefit and the £192 a month child tax credit in terms of benefits and my husbands earnings before tax 4 weekly are £1350 and he pays out of that £75 to his pension. None of us are disabled in any way btw.

Makes Hubby Gross after pension deduction £16575/year - so your current award must be based on a higher income?
I think your WTC would be in the region of £ 496.45/ year and you'd get full CTC of £3237.52 /year which should come out at £287.23/ 4 week period or broken down into weekly = £337.25 approx. (After tax/NI). Does that come out anywhere near either result?
When you used the calculator - did you use both gov't ones as they do not work as they are supposed to. The one on this site (same as entitled 2 one) works well. Find it under family income tab at top right and then move mouse over to far left top link called 5 minute benefit checker.
Details needed are Council tax for year, rent details or mortgage - gross wages and pension for year - WTC/CTC amount broken down into their separate types. But the last is not input into calculator it is just for comparing at end. Fill those details in and you should get a result along the lines I stated above. It shows tax and NI due as well as any HB and CTB that might be due.

zagfles

clairesolo wrote: »

I only have one little girl who is 2 and I'm married. My husband works 38 hours a week and I'm a stay at home Mum. We only get child benefit and the £192 a month child tax credit in terms of benefits and my husbands earnings before tax 4 weekly are £1350 and he pays out of that £75 to his pension. None of us are disabled in any way btw.

It's too low based on that income - Horseunderwater's calculation looks correct.

Was your income last tax year higher? Do they know your husband is working 30+ hours (check your renewal, it's say what hours they have for him and income).

clairesolo

Thanks all, yes they know he works 38 hours a week. I don't have rent we have a £350 a month mortgage. I've always given them very accurate figures every time.
It's kind of complicated as 2011/2012 tax year went as such:

My income:
JSA (contributions based) £1080
SMP £768.53
Pay in lieu of holiday accrued from my previous job £1394.05
Money earnt from vote counting £150

Husbands earnings including overtime £17'262.07

Total for 2011/2012 £20'654.65 (Which I told them about everything)

2012/2013 year will include:

2 months JSA (cont based) for me £568.00
Vote counting £52.00
Husbands projected income: £18'710

(£19'330 which is down by 1324.65)

2013/2014 will be down even further as it won't include my JSA (finished now as hubby works over 20 hours) but might include up to £120 for vote counting (likely to be around £55 again though)

Thanks again for all the advice, the calculators are very confusing, I just like to know where I am money wise as things are very tight, currently in the process of getting a secured loan to pay off a £10k credit card which will hopefully make us around £200 a month better off.

I AM trying to get a job for myself Gentile but here in Pontypridd they are few and far between let alone the fact the only jobs i can apply for are low skilled and therefore low paid (childcare including the gov run genesis are £30 a day!) and also around 50+ candidates applying with me!
Not that I should have to justify myself but I am in the process of training to improve my prospects but in the meantime I just want to know that I'm getting all that I need to put food on the table, rant over.