Credits on utility bills.

Bollotom

He/she are on a fishing trip. Or she's just a bum who relies on others to provide a lifestyle she really only dreams about. She/He asked for advice then completely ignored any. Not even a good example to her/his grandkid. He/She is the stereotype of the 50 inch plasma tv, fake tanned, slobby, cream cake eating, rolled gold jewellry owning chav.
I speak from a position of having worked 50 years with only 2 weeks unemployed in all that time. I sympathise with people on benefits but those that try to beat the system are just not worth the coin.:cool:

FBaby

On this basis, do have the same sympathy than those on £50K who are looking at increasing their pensions so they can continue to claim cb? Silly question, of course you would as surely you wouldn't have such double standards.

princessdon

FBaby wrote: »

On this basis, do have the same sympathy than those on £50K who are looking at increasing their pensions so they can continue to claim cb? Silly question, of course you would as surely you wouldn't have such double standards.

The difference is the increase of pensions isn't fraudulent. Op wants to commit fraud, two different things as they even talk about the daughter giving the grand child's money BACK to her, so she doesn't want to give to the GS.

Bollotom

Wondered how long it would take for you to pop up. But of course. Point out my double standards, I don't see any. Those on £50k are probably not on the fiddle like the OP. And I WILL put my view, unless you're some sort of censor-nazi suppressing free thought. No reply needed unless you want to hijack this thread like you do every other you contribute to.

HappyMJ

FBaby wrote: »

On this basis, do have the same sympathy than those on £50K who are looking at increasing their pensions so they can continue to claim cb? Silly question, of course you would as surely you wouldn't have such double standards.

I'm all for parents where one partner earns more than £50,000 and less than £60,000 reducing their income to £50,000 to get CB. It'll throw the governments calculations right out and show how bad a decision it was in the first place by removing a simple universal payment. By increasing pensions they should rely less on the state later on in life so maybe it's a really long term pay back that may or may not work.

What I'm against is the hiding of money to get more money when it can be used to live on for essential expenses.

FBaby

Bollotom wrote: »

Wondered how long it would take for you to pop up. But of course. Point out my double standards, I don't see any. Those on £50k are probably not on the fiddle like the OP. And I WILL put my view, unless you're some sort of censor-nazi suppressing free thought. No reply needed unless you want to hijack this thread like you do every other you contribute to.

Surely this is not aimed at me My post was aimed at the OP, not you. As you will see, we posted at the same time spare a minute!!

Anyway, Princessdon made the point, can't even compare as indeed, one action is legal!

millie.molly.mandy

Bollotom wrote: »

He/she are on a fishing trip. Or she's just a bum who relies on others to provide a lifestyle she really only dreams about. She/He asked for advice then completely ignored any. Not even a good example to her/his grandkid. He/She is the stereotype of the 50 inch plasma tv, fake tanned, slobby, cream cake eating, rolled gold jewellry owning chav.
I speak from a position of having worked 50 years with only 2 weeks unemployed in all that time. I sympathise with people on benefits but those that try to beat the system are just not worth the coin.:cool:

You may have only been unemployed for two weeks, but you can't spell, so you need to address your own imperfections before shouting at me.
Where on earth does all that come from, you know nothing about me, or my personal situation. I have also worked since 15, and only stopped when my children were born, then went straight back, I worked for the same company for 25 years until being medically retired. So you can take your BS remarks and think again.
FYI, I have decided since reading the advice from sensible members to do the right thing.
By the way, I don't have a Plasma TV, or any gold jewellery, except my wedding ring.
However maybe I could now buy one with my winnings, but I prefer to keep it for more important things like paying my debts.
How dare you make unjustified comments about my morals.
Maybe you are just speaking from experience of being exactly what you accuse me of being.
Rant over!

millie.molly.mandy

princessdon wrote: »

The difference is the increase of pensions isn't fraudulent. Op wants to commit fraud, two different things as they even talk about the daughter giving the grand child's money BACK to her, so she doesn't want to give to the GS.

No you are quite wrong, I said that my daughter was going to cash the cheque, I would allow her to put £2.5k in trust for my grand son, then return the balance of £5.5 to me, which would keep me below the limit.
However, I have re considered and will now tell the DWP the facts, I wasn't aware that the penalty for being over the £6k was so low I thought that they practically stopped benefits until it was used up.

princessdon

millie.molly.mandy wrote: »

No you are quite wrong, I said that my daughter was going to cash the cheque, I would allow her to put £2.5k in trust for my grand son, then return the balance of £5.5 to me, which would keep me below the limit.
However, I have re considered and will now tell the DWP the facts, I wasn't aware that the penalty for being over the £6k was so low I thought that they practically stopped benefits until it was used up.

No they don't and you can buy reasonable things too, if you need a new car, new oven, new carpets etc buy them, get your savings dwn to 6k then you can do what you want with them.

If they find you gave 8k away they could treat you having it all, lose benefits and they may accuse you of fraud, for £5 pw max loss for a short period to spend £2k is it worth it? If you daughter ever needed to claim benefits in the short term then she'd be deemed as giving you money, it's a knock on effect and given that ctc are to be means tested this could be a possibility.

Any high interest debts can be paid legitimately too.

I suggest you look at what you can legally do to maximise how quickly that 2k goes as opposed to hiding money and risking a fraud case. I'm sure it can go very quickly with little loss .

Mojisola

It's worth looking at household items - if you get, say, a new washing machine that's water and electricity efficient, that will help reduce bills for years into the future.