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Do I need Mortgage Insurance?

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Comments

  • wayne77
    wayne77 Posts: 406 Forumite
    OK, I have looked up the company and they seem to be no longer operating.
  • kingstreet
    kingstreet Posts: 39,338 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    In which case, try this;-

    http://www.fscs.org.uk/what-we-cover/search-for-companies-in-default/
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • wayne77
    wayne77 Posts: 406 Forumite
    Cheers king street.
  • magpiecottage
    magpiecottage Posts: 9,241 Forumite
    1,000 Posts Combo Breaker
    dzug1 wrote: »
    Just about every civil service department I can think of has over the years - and particularly recently - shed staff.

    I suspect the only countries where there is no such risk for Civil Servants are North Korea and Cloudcuckooland.
  • antrobus
    antrobus Posts: 17,386 Forumite
    phill99 wrote: »
    It's an incredibly minuscule percentage of the population that will become ill for more than a year. Not saying it doesn't happen, just being realistic. So statistically the chances of you needing cover for more than a year are extremely remote.....

    There are 26 million households in the UK, and about 44,000 household fires every year. Statistically the chances of your house actually catching fire are extremely remote.

    I have no intention of cancelling my household insurance though.
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