Thursday 17th January - What small DFW things will you do today?

ziggy2407

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important. :money:

ziggy2407

Good Morning my lovelies

La E - PM'd you

Hi :wave:to all the regulars and lurkers and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people - and I am proud to call them my friends.

Today's small things:

Check Banks - Done
Check swapits - Done
Check www.freepostcodelottery.co.uk - Done
OH & LO packed lunches - Done
General Tidy up - Done
Work (11.30-2.00) - Done
Hairdresser at home - done
Exercise - just walking
Up to date on main email account - Done
Surveys -
Filing & Shredding -
Update Food Tracker - In progress
Meals from stores - Done (we've all had something different but cooked at same time, using up lots of odd bits)
Decluttering -
Enter a few comps - Done a few (rec'd email today saying have won a wii fit plus & console)
Read/Knit -
Craft with LO -

Have a great day, love to you all

C xx

mummybearx

Goooooood morning!!

Don't know why, but I'm in a good mood this morning

15p away from my £40 target on onepoll :j
Made my swagbucks target already today :j
Bought a pot noodle for lunch today Kitchen was a mess last night, we are ripping off the end wall :eek: So it was in no state to cook
Heading to poundland at lunch to get some dog poo bags and sugar. Might see if I can grab the £3 off a £13 spend if anyone has a Sun paper.....

Will check banking
Dinner from stores tonight
Need to get a washing done after work as well

Have a good one everybody! x

echo_and_narcissus

A couple for me...

• Check online banking
• File bills and important paperwork in a new folder to get rid of my mountainous pile of papers in the kitchen
• Prepare dinner in slow cooker

That's it for now!

La_escocesa

Hello :wave:

Here’s me:

Porridge brekkie

HM sandwich for lunch :cool:

Quick/cheap pasta for tea – OH is out tonight so it’s a bit of an ‘on-the-go’ sorta meal

Free cake in work

Checked banking

Checked for MS payment

More of a think about OH’s bday

Ordered few bits and bobs from book seller at work – OH’s bday and niece’s bday in July - £8 spend :T

Ziggy – shall PM you in a wee bit

lulabelle

Hi everyone

I failed at NSD yesterday having forgotten to bring my soup to work so had to shell out £4 on a sandwich :eek: still, it was a nice sandwich!

I also almost went to the chinese on the way home and even walked past it but was good and avoided it!

Have remembered soup today so will have that - have nothing really decent in for tea so might just have pasta with cheese as am out for lunch tomorrow which will be at least £10 and out for drinks tomorrow night (lime and soda for me as doing dryathlon) but will probably treat self to a chinese on way home given it's a friday and I'm not spending drinking.

Silly boy still not been in touch so trying hardest not to text but given it's my only hope of a bloke at the moment it's pretty hard - then again, do I want someone who seems not that bothered?!

Also making the most of free tea/coffee and heating at work:T

Karb

Afternoon everyone. Thanks ziggy for starting us off

:eek: at the £4 sandwich, lulabelle

Just the usual stuff for me today. Left the car at home and walked to the station, picked up the free paper to read on the train, made sandwiches for work etc etc.

Managed to rejig my meal plans to allow me to have a NSD yesterday, but definitely need to go to Aldi on the way home from work. I will stick rigidly to my list though, and I've brought my own carrier bags with me so I dont have to pay for new ones.

Have a couple of geocaching events booked for the weekend - one tomorrow night in Coventry and one on Saturday morning in Leicestershire; but I'll have to see what the weather is like. The forecast is for lots of snow, which may mean I just stay at home rather than risk the travelling. Will save me the petrol costs, and I'm more likely to eat properly (and cheaply) if I'm at home, but it'll cost me in terms of heating, so I guess its all swings and roundabouts.

Have a great day everyone

Pernicious

Hi everyone,

Thanks for starting us off Ziggy. What are you making with your LO today?
Zepsgal - Glad to see you're in a good mood! Hope it rubs off on everyone else
Lulabelle - Quit that line of thinking right now! He is not your only hope. I don't know the full situation but my advice is not to stress over it, sounds like early days still so don't worry just carry on living your life to the full & things will work themselves out.


Today I have/will:-

• Manually scraped the ice off the car, was really stuck on again today...No, I must resist buying some deicer spray!
• B/L/D from stores
• Made use of free water & cake at work, but only a small slice as 2013 is the year I will drop these last few lbs
• Staying in for my lunch break to avoid spending
• Log calories using free app
• Check postcode lottery
• Charge phone at work
• Heating off as long as possible & on low when needed, although this is getting more difficult with such low temps at the moment
• Check online banking
• Check for new mystery shopping opportunities
• Enter some comps
• Need to fess up on the GC thread
• Check Gumtree & fleabay
• Continue reading household diary thread & making my own freezer inventory/filofax sheets etc.
• Make up another DIY porridge pot for brekkie tomorrow - super cheap & filling!
• Do some surveys
• Rejig meal plan now that the kitchen is back in full working order for cooking!
• "Free" guitar lessons tonight on Rocksm1th, thanks to my DH!

Hope everyone has a great, MSE day x

lulabelle

thanks pernicious but really it is - I live in a place with NO (decent) single men and he's a blast from the past I had high hopes for - seems it's not to be

yes £4 for a sarnie - crikey BUT it was soooooo nice! Have had soup today but really hungry and trying desperately not to go to shop by work to get chocolate (there is no cake here today which is unusual!)

Have not got much in tonight but trying to avoid going to supermarket so will either be pasta and grated cheese or cheese and biscuits - not the most nutritious but mse and will make a list tonight and meal plan for next week and make sure I do a proper shop on saturday

Karb

Did somebody mention wanting a decent single man?

allydowd

Short post as no proper internet allowance til tomorrow.

Good news:

Will be getting £1000 in my account I wasn't expecting in March.

Getting a payrise after work appraisal from April above inflation.