Partner moving out what benefits am i entitled too?

Lynn240

Me and my partner are in the process of buying a house, we have spoke so much about this and the only way we can raise the deposit is to move out of our rented property. We have two children and get child tax and working tax credits. He is moving in with his nan for about 3 months i am moving in with my friend with the kids. I dont know what im meant to say to tax credits about it because we havent split up but we just arent living together so not sure if it is still classed as a joint claim or not and if they will make me do a single claim. We will be moving into this new house in about 4 months when we have the deposit.

miduck

You are still a couple - you should still claim as such.

Lynn240

miduck wrote: »

You are still a couple - you should still claim as such.

Yes thats exactly what i will be telling them but because we arent actually living together it gets a little complicated not sure if they will make me do a single claim for a few months then go back to a joint claim

miduck

Lynn240 wrote: »

Yes thats exactly what i will be telling them but because we arent actually living together it gets a little complicated not sure if they will make me do a single claim for a few months then go back to a joint claim

It is not complicated at all, you ring up and give them your change of address. You don't need to mention anything else.

Lynn240

miduck wrote: »

It is not complicated at all, you ring up and give them your change of address. You don't need to mention anything else.[/Q

Ill be living in this house with 2 other people. And yes i will have to tell them that because we wont be living together im not lying to them.

Lynn240

bloolagoon wrote: »

You only inform them of permanent separations, not sleeping apart for a while.

Unless he is going overseas that is the rule.

Okay, thing is im gonna have to tell them im not at my address anymore so will have to tell them anyway, but money and everything wont change

bloolagoon

You inform them of a change of address temporary. Also you need to think carefully how this will look to your future mortgage advisor (extra tax credits because you claimed as a single person) on bank sheets may look suspicious.

My best friend works 8 weeks on and 8 weeks off on the rigs and lives with his sister on the 8 weeks, they wouldn't do a joint claim then single every 8 weeks for example.

Given that they check bank details and credit searches for addresses to link people (when they claim single) and you are applying for a mortgage it would not be wise.

By all means ring them and say you are choosing to live with relatives to help save a deposit but he's not moving out nor are you splitting up.

Lynn240

bloolagoon wrote: »

You inform them of a change of address temporary. Also you need to think carefully how this will look to your future mortgage advisor (extra tax credits because you claimed as a single person) on bank sheets may look suspicious.

My best friend works 8 weeks on and 8 weeks off on the rigs and lives with his sister on the 8 weeks, they wouldn't do a joint claim then single every 8 weeks for example.

Given that they check bank details and credit searches for addresses to link people (when they claim single) and you are applying for a mortgage it would not be wise.

By all means ring them and say you are choosing to live with relatives to help save a deposit but he's not moving out nor are you splitting up.

Im not hoping to claim as a single person im going to tell them that our addresses have changed temporarily but we are still together. As for the mortgage why would that change about our tax credits?

labyrinth84

The title of thread gives the impression that partner is moving out, so you are looking to seek benefits. Once people read on they will presume that you are wanting to claim benefits as a single person to enable you to save up a deposit for a house with partner. This will rile some people, so it is best to be specific with details from the start

You do need to inform them of change of address, but I would keep anything as a joint claim. If you do a single claim, then yes a mortgage advisor would see this strange. Also, mortgage lenders (in current climates) would be reluctant to offer a mortgage to a couple who have been seen as splitting on paper, as when they offer mortgages they take details to make sure the lenders will continue with payments and both incomes are taken into consideration- a couple seen as splitting/living separately may seem unreliable.