House prices to fall 5% in 2013

IveSeenTheLight

wotsthat wrote: »

- Start up your own company, tout for capital and build new houses - apparently massive margins.

- who's your MP? Write them a letter. Keep writing them letters. Turn up to talk to them.

- turn up with placards in support of housing developments just as the NIMBY's are crying to camera about 3-legged Newts

- organise a group of like minded people and campaign against anything you think is causing the problem

No good moaning about the VI's scuppering your plans because up to now you've done precisely nothing.

Can't do it for you

Hehe, got there before me.
Wasn't that hard to think up more beneficial efforts though was it.

IveSeenTheLight

Mallotum_X wrote: »

You are still getting muddled up over these figures.

The selection properties bought by FTB were on average higher than a different selection of property bought by those classed as FTB the year before. However there is not a category of housing either by size or geography that is an "FTB property".

It may well be that a typical FTB generally buys say a 2 bed flat or house. But so do BTL, downsizers, etc etc. You are once again mixing up a section of buyers as being the same as a section of property the two are not the same.

I thought they were CML statistics
http://www.cml.org.uk/cml/media/press/3391

Graham_Devon

wotsthat wrote: »

Nice pithy one liner.

So to date the sum of your efforts is to moan about this on a hidden internet forum. I guess your action plan is to do more of the same - you need to expand your horizons and try mumsnet.

Shortchanged Junior: "Daddy, daddy; you know that massive housing crisis early in the century you keep going on and on about"

Shortchanged: "yes dear - it was hell; all the VI's conspired to condemn hard working families to rent for life under the leadership of evil Hamish from off the internet. Why what about it?"

Shortchanged Junior: "it sounds terrible daddy - what did you do about it"

Shortchanged: "errr, well, I did use people's names in sentences in quite a patronising way and, err, I did say 'well you would say that' lots of times and, err, isn't it bedtime?"

Shortchanged Junior: "you showed them didn't you daddy"

Yet you'll never ever say that to Hamish on one of many EU threads....it's bizzare, couldn't possibly think why!

ess0two

Graham_Devon wrote: »

Yet you'll never ever say that to Hamish on one of many EU threads....it's bizzare, couldn't possibly think why!

You gotta admit,that was a great bit of banter for a dull Tuesday in Janury 2013.

shortchanged_2

Yes thanks for that wotsthat.

You've empowered me to go and speak to the nice police officer outside Downing Street to let me go in and speak to Cameron and Osbourne about this situation. I'm so glad life is so simple.

MacMickster

Niv wrote: »

How much do you think essential maintenance on a house is? In 7 years I have spent ~£2k (and 1k was doing up the bathroom and not essential - but was desirable - wouldnt have been done if I was renting I bet).

By your calculatation over a seven year period (using 7% interest rate on the mortgage) I 'should' have spent over £11k. Its just very wrong, you must be a renter or a very unlucky home owner is all i can say.

Well maybe I have been unlucky. I have lived in my current home for over 20 years now, but looking back through my bills since the millenium (so 13 years) I have had the following work done in that time. Some work was planned and budgeted for. Some was for urgent repairs.

New windows throughout.
Flat roof on garage and 2 extensions replaced.
New leading on top of bay window due to leak.
TV aerial repaired twice following storm damage.
A few roof tiles replaced following storm damage.
Garden fence replaced.
New power shower when old electric shower went kaput (and I took the opportunity to have a new shower cubicle installed at the same time).
New kitchen (the old one was around 30 years old and showing its age).
New heating boiler and 2 replacement radiators.
2 new washing machines and 1 new dishwasher.
Boiler repair on one occasion plus annual servicing.
Replacement gas fire.
Installation of security lights.
Replacement garage door.
New carpets/flooring in most rooms in the house.
Various minor plumbing jobs.
Redecoration of 2 or 3 rooms in the house each year (Mrs MacMickster won't let me get away with less).

In the coming months I will be having the ridge tiles on the roof reset and some repointing work done, plus renewing the garden shed which now consists of more patched up areas than original woodwork.

Also, the house was built in the mid 1930s and still has the original tiled roof. As a tiled roof is expected to last only 50 to 70 years (and it is already older than that) and a couple in the street have already been replaced, then it is likely to need re-roofing within the next 5 years. The electrical wiring was last replaced in the early 1970s, so may well need rewiring within the next decade.

I would regard all of the above as ordinary maintenance, and think that you must have been very lucky to have so little expenditure in 7 years. Don't count on it continuing. Maintenance is part of the cost of home ownership.

nollag2006

wotsthat wrote: »

Nice pithy one liner.

So to date the sum of your efforts is to moan about this on a hidden internet forum. I guess your action plan is to do more of the same - you need to expand your horizons and try mumsnet.

Shortchanged Junior: "Daddy, daddy; you know that massive housing crisis early in the century you keep going on and on about"

Shortchanged: "yes dear - it was hell; all the VI's conspired to condemn hard working families to rent for life under the leadership of evil Hamish from off the internet. Why what about it?"

Shortchanged Junior: "it sounds terrible daddy - what did you do about it"

Shortchanged: "errr, well, I did use people's names in sentences in quite a patronising way and, err, I did say 'well you would say that' lots of times and, err, isn't it bedtime?"

Shortchanged Junior: "you showed them didn't you daddy"

Absolutely fantastic!

Funniest put-down of the year so far!

:rotfl::rotfl::rotfl:

shortchanged_2

nollag2006 wrote: »

Absolutely fantastic!

Funniest put-down of the year so far!

:rotfl::rotfl::rotfl:

Yes it was a good one. :rotfl::rotfl::rotfl:

wotsthat

shortchanged wrote: »

Yes thanks for that wotsthat.

You've empowered me to go and speak to the nice police officer outside Downing Street to let me go in and speak to Cameron and Osbourne about this situation. I'm so glad life is so simple.

It's quite depressing really - you're passionate and have strong views but once it's mixed with apathy it's wasted.

People change things every day. Never said it was simple but if you're not willing to do anything then you've got to accept the status quo or change that is driven by other people.

I'm sorry you feel so powerless.

IveSeenTheLight

shortchanged wrote: »

Yes thanks for that wotsthat.

You've empowered me to go and speak to the nice police officer outside Downing Street to let me go in and speak to Cameron and Osbourne about this situation. I'm so glad life is so simple.

Seriously, you've been recommended a positive approach for you to try and achieve your desire, yet still you wish to continue with fanciful ideas that will get you nowhere.


Good luck with that.