Child Tax Credits - Living with parents

samtommo

Hello,

I am having a baby in June and will be living at home with my parents. I am currently on £11,000/year and so i do not know whether i have to take in my parents income into account when applying for tax credits or is it just my own??

Any advise would be much appreciated!

dundeediva

Just your own x:)

Horseunderwater

You would be classed as a separate household within your parents home - so it should only be your income that would count for tax credit purposes. This would mean that you would get the full £62.79 odd per week in CTC paid every 4 weeks usually + child benefit. Do you pay rent of any kind to your parents - is so it might be worth contacting local housing authority to see if you'd get any housing benefit - rules are changing for next financial year - but if you contact them now - they may be able to advise. Am sure that there will be others on here lurking who know far more than I do about this - I've always had a mortgage, so never been in rented.

samtommo

Do I have to declare my partners incOme even if we do not live together?

Horseunderwater

Are you intending to live together then? If not for now you would be classed as single parent with baby. If he pays you some money for baby (maintenance for example) - that is not regarded as income for tax credits. However once he moves in with you or you move in with him, then you'd be classed as a couple with baby and it would then change to a joint claim for tax credits and his income would be taken into account.

samtommo

So as long as we are not living together, i am ok to make a claim on my own and not include their salary. I assume he may be making small maintenance contributions but thats all.