Not divorced yet but want to change NOK to daughter

Nerr1

I was hoping someone could help me? I am going through a messy divorce and am worried that if I die before its completed, my estranged wife would inherit my substantial pensions as well as if i am taken ill she would be considered my next of kin.

I have no other assets but want my daughter to make any decisions regarding my medical care as well as inherit my pensions.

What do I have to do to ensure my ex wife doesn't get a penny of it? I've trawled online but can't find anything useful.

Please note that my daughter is not a blood relation to my ex wife but from my first marriage.

Thanks!

DUTR

Then get a last testament statement will sorted my boy. NOW, well as soon as possible.

Nerr1

Will that cover medical decisions as well? She would turn it all off it if came to it! :-/

Torry_Quine

Presumably private pensions, you need to contact them to change who gets them on your death.

Nerr1

One is my army pension from when we weren't even together.

Mojisola

Nerr1 wrote: »

Will that cover medical decisions as well? She would turn it all off it if came to it! :-/

For medical NOK - see here https://www.advicenow.org.uk/living-together/next-of-kin/

Make sure your GP notes and your hospital medical notes have a letter kept with them naming your daughter as NOK as well as carrying a card.

getmore4less

You may find the pensions get included in the divorce settlement.

I think there are specific provisions in service pensions to do with mariage divorce subsiquent re marrage, and childrens pensions, check those carefully.
(I had to look at the T&C aroundd a service pension 2 years ago for different reasons and recall something but not the detail)

tyllwyd

You could also look at setting up a lasting power of attorney (either health and welfare or financial or both) - it would only kick in if you lost mental capacity but it would make it clear that it was your daughter who made decisions.

NAR

Nerr1 pensions do not form part of your estate upon death. However they will almost certainly be subject to a pension split order as part of the division of marital assets in your divorce. So if you know you are dying (sorry to be so blunt) I would stall on the divorce.
For all your pensions you need to contact them and name your daughter as the beneficiary. You will need to complete a witnessed nomination form for each one.

Savvy_Sue

How old is your daughter? She can't act as your attorney if under 18.