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HSBC First Time Buyer Mortgage Booking Fee
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Ziggy2007_3
Posts: 1 Newbie
Can anyone help me? I was charged £399 by HSBC for a Mortgage Booking Fee but the house fell through and we did not get a mortgage in the end. This booking fee was applied to first time buyers taking a 100% first time graduate mortgage. Can I claim this charge back and if so, how? The claim forms on the 'Reclaiming Bank Charges' part of Martin's site does not seem to apply in this case. I would appreciate any help.
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Comments
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unfortunately you wont be able to get this back as I'm sure if you look in their t&c's it will be non refundable.
you can try but doubt you will succeed.
cue onslaught of on board IFA's......
"why should they refund you"
"it's their right to charge you"
"everyone wants something for nothing"
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How are your soft warm buns spurs_nut?
To the OP
If you apply for another mortgage make sure you ask for this fee to be added to the loan, then if it does not work out in most cases they wont charge you it (but Royal Bank of Scotland do)I am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Very well thank you.
And yours?0 -
Bit fatter than they were last time I spoke to you
Take care mate
MM xI am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Can anyone help me? I was charged £399 by HSBC for a Mortgage Booking Fee but the house fell through and we did not get a mortgage in the end. This booking fee was applied to first time buyers taking a 100% first time graduate mortgage. Can I claim this charge back and if so, how? The claim forms on the 'Reclaiming Bank Charges' part of Martin's site does not seem to apply in this case. I would appreciate any help.
Contact HSBC and ask them if you can use the product that you have booked on another house, when you find one.
JoeKI am an Independent Financial Adviser.Anything posted on this forum is for discussion purposes only. It should not be considered financial advice. Different people have different needs and what is right for one person may be different for another. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser who can advise you after finding out more about your situation.0
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