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Car iinsurance charges

I took out a car policy with Swinton, for £352.00, in December and had to cancel it on 10.01.13 as my car had engine trouble and was not worth repairing. When i called to cancel the policy , Swinton wants to charge me £120!!

Is there any way i can dispute this.

Comments

  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Ask them for a breakdown of all charges and costs involved in writing.

    Compare these to the Terms and Conditions (Which you should have been given when you arranged cover) http://www.swinton.co.uk/terms

    Bear in mind that the Insurer may also be making some kind of charge which will be shown in your Policy under a section titled "Cancelling your cover" (Or similar).

    Also bear in mind that all the extra covers eg Legal, Breakdown and Personal Accident etc Swinton sold you are normally non refundable.
  • Buellguy
    Buellguy Posts: 629 Forumite
    Challenge them and ask for a breakdown in charges. We only charge 25 quid to cancel
  • Thanks for the ideas. I will ask for a breakdown
This discussion has been closed.
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