Cccs budget guidelines

toothfairybuttkicker

Could anyone give me some advice regarding the guideline/budget. I'm struggling I've read through it but I think I'm so stressed I just don't get it!

When it says extra child does it mean that amount for each child you have or that amount for all your children?

Please don't think I'm stupid. I just never thought I would ever be thinking of an IVA or DMP.

I've worked out that when I lose my job in a few weeks that based on my husbands basic wage we wouldn't even manage to cover the CFCs budget let alone pay our mortgage and secured loan.

I don't even know if I'm posting this in the right place

Xxx

wba31

If you're talking about the common financial statement guidelines then the first figure is for 1 adult, then if there is any additional adults you add on the extra adult figure, then for EACH child you add on the child figure.

CCCS (now StepChange) have their own guidelines which are slightly different but only because they split it all up. if you go through their thing on their website (https://www.stepchange.org) you put in numbers of adults and kids to start with, then any guideline figures it shows you all the way through are for the whole family. If you get stuck I think they have online and telephone support

toothfairybuttkicker

Thank you I'll try that

debtfreenewbie

Once you have done your dmp print it and copy your mainpages, you may need tosend to people you owe.
If you get really stuck askthem tocall you,they really are fantastic and willguide you all the way.
Good luck to you

a1b2c3help

where can I find the guidelines for this financial statement please?

UpToMyNeckInIt

CFS figures are only available to those working in the industry I'm afraid.

Even the latest 2013 Stepchange budget guidelines are not publically available. I’ve come across a link to the 2012 guidelines though (you will need a Gmail account to view this):

https://docs.google.com/file/d/0B7LabJy69BP1M0gxeHQ1SDFiN1E/edit?pli=1

It is well worth a read, as it covers every form of expenditure, right the way down to allowances for hairdressing, kid's school dinners, meals at work, even hobbies etc.

DorisTrousers

Aren't CCCS guidelines only relevant to IVA's?

wba31

DorisTrousers wrote: »

Aren't CCCS guidelines only relevant to IVA's?

Step Change's guidelines are used in all their advice appointments. They dont use CFS as they separate everything out (some love it, some hate it, no doubt they may contribute to this thread...)

HELPHELPHELPHELP_2

UpToMyNeckInIt wrote: »

CFS figures are only available to those working in the industry I'm afraid.

Even the latest 2013 Stepchange budget guidelines are not publically available. I’ve come across a link to the 2012 guidelines though (you will need a Gmail account to view this):



It is well worth a read, as it covers every form of expenditure, right the way down to allowances for hairdressing, kid's school dinners, meals at work, even hobbies etc.

Can I ask a daft question please?....the figures in the CCCS guidelines, are they weekly or monthly allowances? They are monthly I'm sure, but just double checking.

Thank you!

wba31

HELPHELPHELPHELP wrote: »

Can I ask a daft question please?....the figures in the CCCS guidelines, are they weekly or monthly allowances? They are monthly I'm sure, but just double checking.

Thank you!

Calender Monthly (week X 52 /12 and not week X4). Most of the big advice charities work this way