Mbna or debenhams card

TheEffects

Hi

I wanted to ask which out of these credit cards is easier to get? What kind of limits do they come with?

I currently have 2 credit searches in the last6months

I only just want to apply for the one that is most probable to be approved at.

chanz4

mbna dont like you having new accounts under 6 months, debenhams hard to say as they are selling to another firm so could go either way

datlex

TheEffects wrote: »

Hi

I wanted to ask which out of these credit cards is easier to get? What kind of limits do they come with?

I currently have 2 credit searches in the last6months

I only just want to apply for the one that is most probable to be approved at.

I got a Debenhams card fairly easily in store, and you get 10% of what you buy. I now use it to pay my rent, council tax and bus travel. It then gives me a voucher every 3 months to spend in Debenhams. (You have to use the card to send the voucher but that is only spending on it I do.) They also give you discount vouchers at times, which you can use on sales items - if you like their stuff. You can manage it on line and can make numerous payments each month so long as the payments don't exceed the balance i.e. you can't put the money in there in advance of a transaction showing - I've tried lol.

Mbna cards seem harder to get. I applied with similar circumstances to the Debenhams card and got turned down.

Debenhams card btw is with Santander