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Well my brief good news is over. I wrote a few days ago that my mortgage company had offered me a deal to consolidate my arrears and I was going to be about £300 per month better off. So I though great this will be the year I sort out my finances. Then get up this morning to a letter with the new mortgage figures and the payment will now be £160.00 more per month not £300.00 less.
So really upset and when I phoned them they just said the figures I was given were wrongly calculated and the new figure was correct. I would not have done it if I though I would be worse off. I am struggling as it is. And would you believe the department I have been dealing with is called "Tool Box"!!!
Anyway my younger brother just called me about something else and he said if I get the figures over to him he will to the amoratisation figures and help me write to them.
I was off to Portugal for a break with my sister tommorow but have called her and cancelled it as I cant go away snd spend money when this is hanging over me.0 -
Morning all :wave:
Went to wilko this morning and started stocking up on birthday gifts for this year:
Photo box was £1, as was the wheat bag, tin and wine wedge. The bath fizzers and hand creams were 25p each and the doll bubble bath and piggy bank were 50p each
I just come back from Wilkos, no christmas stock at all
Was surprised at how expensive everything is :eek:0 -
Well my brief good news is over. I wrote a few days ago that my mortgage company had offered me a deal to consolidate my arrears and I was going to be about £300 per month better off. So I though great this will be the year I sort out my finances. Then get up this morning to a letter with the new mortgage figures and the payment will now be £160.00 more per month not £300.00 less.
So really upset and when I phoned them they just said the figures I was given were wrongly calculated and the new figure was correct. I would not have done it if I though I would be worse off. I am struggling as it is. And would you believe the department I have been dealing with is called "Tool Box"!!!
Anyway my younger brother just called me about something else and he said if I get the figures over to him he will to the amoratisation figures and help me write to them.
I was off to Portugal for a break with my sister tommorow but have called her and cancelled it as I cant go away snd spend money when this is hanging over me.
Hope your brother can help you to sort this out x:("Sealed Pot challenge" member No. 138
2012 £ 3147.74 2013 £1437.532014 £ 2356.520 -
spiderpig82 wrote: »morning all alot of poorly peeps about cuddles to all. thanks patty for a fab new thread.received my mamma mio set this morning to sign for as well very cute ,went out to feed my rabbit and she has gone to bunny heaven she will be missed dearly almost 7 years shes been with us x
Sad times, my DS hamster died on christmas eve, he was only 10 months old and the first one only lasted a week.0 -
freddies_flyers_two wrote: »Wow, Im gonna manage to be able to say 'Morning Folks' today!! Its normally afternoon by the time Ive finished procrasinating!!
Its Friday
I thought I told you to keep your hands out of your pockets:Dnever stop doing your best because someone doesn't give you credit0 -
Morning All
Thanks for the new thread Patty and welcome to the thread jeamthejew
Squeezie hugs to those that need em today
Logie and snap good to see you back
Jampsonge, saw this on FB and thought of you
back to working n lurking :wave:
Wow this has made my day:A My DD just said, oh they know you as the dolphin lady as well then.:DI am a Dolphin Angel:A
Swim far, swim fast, swim free.0 -
Well my brief good news is over. I wrote a few days ago that my mortgage company had offered me a deal to consolidate my arrears and I was going to be about £300 per month better off. So I though great this will be the year I sort out my finances. Then get up this morning to a letter with the new mortgage figures and the payment will now be £160.00 more per month not £300.00 less.
So really upset and when I phoned them they just said the figures I was given were wrongly calculated and the new figure was correct. I would not have done it if I though I would be worse off. I am struggling as it is. And would you believe the department I have been dealing with is called "Tool Box"!!!
Anyway my younger brother just called me about something else and he said if I get the figures over to him he will to the amoratisation figures and help me write to them.
I was off to Portugal for a break with my sister tommorow but have called her and cancelled it as I cant go away snd spend money when this is hanging over me.
Hold fire til your brother looks at the figures - the mortgage co must have done something wrong. Too much of a difference from their phone quote. Your btother will look at figures and the rates etc and hopefully all will not be so bad.never stop doing your best because someone doesn't give you credit0 -
Well my brief good news is over. I wrote a few days ago that my mortgage company had offered me a deal to consolidate my arrears and I was going to be about £300 per month better off. So I though great this will be the year I sort out my finances. Then get up this morning to a letter with the new mortgage figures and the payment will now be £160.00 more per month not £300.00 less.
So really upset and when I phoned them they just said the figures I was given were wrongly calculated and the new figure was correct. I would not have done it if I though I would be worse off. I am struggling as it is. And would you believe the department I have been dealing with is called "Tool Box"!!!
Anyway my younger brother just called me about something else and he said if I get the figures over to him he will to the amoratisation figures and help me write to them.
I was off to Portugal for a break with my sister tommorow but have called her and cancelled it as I cant go away snd spend money when this is hanging over me.
so sorry to here about this hope you get it sorted soon it must be such a worry and a shame you could not go away0 -
Call_of_Trouty wrote: »I just come back from Wilkos, no christmas stock at all
Was surprised at how expensive everything is :eek:
To be honest there wasn't a lot left at my store and there was another couple of women around the shelves too - a little like whoopsie time at Mr Ts! If I'd left it any longer there would have been nothing left so I'm happy with what I managed to getCoupons = the only money we can legally print for ourselves:D
:j A coupon for a free item that is price glitched in Mr T's to be cheaper than Sada for an apg = HEAVEN :j
:money: total = £47.48 cc = 413 selling stuff = £23.00 Floor pennies = £5.790
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