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Luma credit card...limit increase ????

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Hi all

Just wondering if anyone has had a creit limit increase on there LUMA card ?

HAd mine for 4 months and was wondering if / when they increase the limit ? My limit at the moment is £200 and i was thinking its a little low...Pay the min by direct debit and always pay extra.

Normally use it for petrol and online shopping, but becuase the limit is low i need to pay extra every month.

a limit of £500 would really suit my needs
Darren

Comments

  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    Its low for a reason and people who generally run this type of credit card have ran into money problems before hence the horrendous credit limits they dish out.
    Run the card for another 2 months and it might give you a £500 if you're lucky.
  • i can understand the limit being low for a reason...My credit problems are at least 3 years ago...1 x CCJ ( £1257 ) paid and satisfied and a couple of defaults.

    Been squeaky clean since then.

    Just a observation on about credit limits...Its been interest free since i had it and that has now come to a end.

    But i shall continue to use it in the way i have and incur very little or no interest

    Darren
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    i can understand the limit being low for a reason...My credit problems are at least 3 years ago...1 x CCJ ( £1257 ) paid and satisfied and a couple of defaults.

    Been squeaky clean since then.

    Just a observation on about credit limits...Its been interest free since i had it and that has now come to a end.

    But i shall continue to use it in the way i have and incur very little or no interest

    Darren

    CCJ & Defaults only 3 years old....will still have a considerable impact considering that they will stay on your file for 6 years....
  • stephane wrote: »
    CCJ & Defaults only 3 years old....will still have a considerable impact considering that they will stay on your file for 6 years....

    Yep understand that...All paid and showing as settled etc..

    Been wreckless in the past and paid for it with this CCJ etc
    moving forward now

    darren
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