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Luma credit card...limit increase ????
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dazzaofdagenham
Posts: 1,517 Forumite


in Credit cards
Hi all
Just wondering if anyone has had a creit limit increase on there LUMA card ?
HAd mine for 4 months and was wondering if / when they increase the limit ? My limit at the moment is £200 and i was thinking its a little low...Pay the min by direct debit and always pay extra.
Normally use it for petrol and online shopping, but becuase the limit is low i need to pay extra every month.
a limit of £500 would really suit my needs
Darren
Just wondering if anyone has had a creit limit increase on there LUMA card ?
HAd mine for 4 months and was wondering if / when they increase the limit ? My limit at the moment is £200 and i was thinking its a little low...Pay the min by direct debit and always pay extra.
Normally use it for petrol and online shopping, but becuase the limit is low i need to pay extra every month.
a limit of £500 would really suit my needs
Darren
0
Comments
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Its low for a reason and people who generally run this type of credit card have ran into money problems before hence the horrendous credit limits they dish out.
Run the card for another 2 months and it might give you a £500 if you're lucky.0 -
i can understand the limit being low for a reason...My credit problems are at least 3 years ago...1 x CCJ ( £1257 ) paid and satisfied and a couple of defaults.
Been squeaky clean since then.
Just a observation on about credit limits...Its been interest free since i had it and that has now come to a end.
But i shall continue to use it in the way i have and incur very little or no interest
Darren0 -
dazzaofdagenham wrote: »i can understand the limit being low for a reason...My credit problems are at least 3 years ago...1 x CCJ ( £1257 ) paid and satisfied and a couple of defaults.
Been squeaky clean since then.
Just a observation on about credit limits...Its been interest free since i had it and that has now come to a end.
But i shall continue to use it in the way i have and incur very little or no interest
Darren
CCJ & Defaults only 3 years old....will still have a considerable impact considering that they will stay on your file for 6 years....0 -
CCJ & Defaults only 3 years old....will still have a considerable impact considering that they will stay on your file for 6 years....
Yep understand that...All paid and showing as settled etc..
Been wreckless in the past and paid for it with this CCJ etc
moving forward now
darren0
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