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Car Insurance Admin Fee?

1235»

Comments

  • fuzzgun19
    fuzzgun19 Posts: 7,767 Forumite
    Part of the Furniture 1,000 Posts
    vaio wrote: »
    Think you have misunderstood some of the thread, as I understand it....

    Original quote for old car = £x
    Quote today for old car = £x+7
    Quote today for new car = £x+8

    So the difference between the two cars is £1 for 12 months rather than the £45 the OP has been quoted for the seven months remaining on his existing policy.

    Something doesn't seem fair to me, no doubt all will be explained once the complaint lands on a desk

    Yes, you explained that perfectly Vaio!
    I Hate Jobsworths!!!
  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    fuzzgun19 wrote: »
    Yes, the same broker.

    But is it the same insurer?
  • dunstonh
    dunstonh Posts: 120,273 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    What is being asked here is whether you are getting the new quote from the same source as you did before?

    An insurance company will price their product differently through different comparison sites and brokers. So, you will get a range of prices on the same product.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • fuzzgun19
    fuzzgun19 Posts: 7,767 Forumite
    Part of the Furniture 1,000 Posts
    rs65 wrote: »
    But is it the same insurer?
    Both quotes are from Sheila's Wheels Broker on the Moneysupermarket comparison.
    I Hate Jobsworths!!!
  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    fuzzgun19 wrote: »
    Both quotes are from Sheila's Wheels Broker on the Moneysupermarket comparison.

    Who is the insurer? Is it the same on both?
  • fuzzgun19
    fuzzgun19 Posts: 7,767 Forumite
    Part of the Furniture 1,000 Posts
    rs65 wrote: »
    Who is the insurer? Is it the same on both?
    Esure and yes.
    I Hate Jobsworths!!!
  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Good. Post #37 stands.

    They may be able to justify the charge but no harm in sending an email/letter.
  • Spiderham
    Spiderham Posts: 327 Forumite
    fuzzgun19 wrote: »
    Esure and yes.


    If it's Esure broker it will be Esure acting as a broker for another insurer. Who is the actual insurer (not broker) that Esure broker have played your current policy with? Who is the the insurer that Esure broker presented a price for on each of the two quotes you got?

    As an example, a few years back I had my insurance with Swinton, but Swinton were the broker not the insurer. The insurer was Fortis whose name was on the policy details.
  • fuzzgun19
    fuzzgun19 Posts: 7,767 Forumite
    Part of the Furniture 1,000 Posts
    edited 7 August 2013 at 2:08PM
    This is what it says.

    "Your insurance is provided by Sheilas' Wheels, underwritten by esure Insurance Limited."

    Edit: I just found out mu original Sheila's Wheels policy for the old car was underwritten by KGM'.
    I Hate Jobsworths!!!
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