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please help!! car insurance

hulkboy1
hulkboy1 Posts: 2 Newbie
in Motoring
HI all i have 10 years ncd on my car insurane policy. my question i have bought a second car and my policy is up for renewal can i use 7 years discount on one car and 3 on the new car????? i cant se why not, can anybody help.

Comments

  • TrickyWicky
    TrickyWicky Posts: 4,025 Forumite
    Who's your insurer? - I'll ring them for you and let you know ;)

    Seriously, if you wanna save a bit of time you could ring them instead!
  • forgotmyname
    forgotmyname Posts: 33,019 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    No. Why not. Because you can't.

    You will start with zero no claims. And if you add an additional driver expect issues if you need to claim. They will assume your fronting.
    Censorship Reigns Supreme in Troll City...

  • hulkboy1
    hulkboy1 Posts: 2 Newbie
    HI yea but no but lol. what it is i had an insurance quote and i quoted my 10 years ncd and then got a quote with 7 years and it was the same so 3 years is not in use so im thinking of using it on a second car. is this alowed i wonder!!! they are my ncd...:j
  • Quiet_Spark
    Quiet_Spark Posts: 1,093 Forumite
    hulkboy1 wrote: »
    HI yea but no but lol. what it is i had an insurance quote and i quoted my 10 years ncd and then got a quote with 7 years and it was the same so 3 years is not in use so im thinking of using it on a second car. is this alowed i wonder!!! they are my ncd...:j
    No it isn't allowed, your NCD can only be applied to one vehicle and it's always been that way.
    Understeer is when you hit a wall with the front of your car
    Oversteer is when you hit a wall with the back of your car
    Horsepower is how fast your car hits the wall
    Torque is how far your car sends the wall across the field once you've hit it
  • Sooetie
    Sooetie Posts: 141 Forumite
    Part of the Furniture 100 Posts
    If you can afford 2 cars surely you can afford the insurance!
  • Splott
    Splott Posts: 225 Forumite
    Phone up a broker rather than going online. Most have specific "second vehicle" policies available which will give you a discount equal to that the NCD gives on your main car.

    I used to use Chris Knott.
  • fivetide
    fivetide Posts: 3,811 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    You need to talk to someone about multi car policies where they mirror your no-claims on both cars.

    Lots of brokers will find policies like this so don't think you just need to go to the big one with the eye patch simply because they advertise a lot...
    What if there was no such thing as a rhetorical question?
This discussion has been closed.
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