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Italian traffic fine
Slinky
Posts: 11,250 Forumite
We've just had a bill through from Italy, my husband apparently drove in a lane reserved for public vehicles when we were on holiday last May! We had been waiting for this to come through as we got a bill from the hire car company in September for their admin charge in supplying the police with the information. You can't accuse the Italian's of being prompt!
This isn't speeding, so would we need to declare it to our UK insurance company?
This isn't speeding, so would we need to declare it to our UK insurance company?
Make £2025 in 2025
Prolific £617.02, Octopoints £5.20, TCB £398.58, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £60, Shopmium £26.60, Everup £24.91 Zopa CB £30
Total (4/9/25) £1573.21/£2025 77%
Make £2024 in 2024
Prolific £907.37, Chase Int £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus ref £50, Octopoints £70.46, TCB £112.03, Shopmium £3, Iceland £4, Ipsos £20, Misc Sales £55.44
Prolific £617.02, Octopoints £5.20, TCB £398.58, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £60, Shopmium £26.60, Everup £24.91 Zopa CB £30
Total (4/9/25) £1573.21/£2025 77%
Make £2024 in 2024
Prolific £907.37, Chase Int £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus ref £50, Octopoints £70.46, TCB £112.03, Shopmium £3, Iceland £4, Ipsos £20, Misc Sales £55.44
Total £1410/£2024 70%
Make £2023 in 2023 Total: £2606.33/£2023 128.8%
0
Comments
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Post on pepipoo.com or the Parking Section on the Motoring board of MSE.
I've read that some of the foreign motoring fines are sold to debt collectors in this country who chance their arm with threatening letters0 -
Sounds like a fixed penalty notice which isnt reportable to insurers but to be safe you can check with the insurers in question0
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Post on pepipoo.com or the Parking Section on the Motoring board of MSE.
I've read that some of the foreign motoring fines are sold to debt collectors in this country who chance their arm with threatening letters
We don't have an issue with paying the fine, it's just whether we need to declare it to our insurance company.Make £2025 in 2025
Prolific £617.02, Octopoints £5.20, TCB £398.58, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £60, Shopmium £26.60, Everup £24.91 Zopa CB £30
Total (4/9/25) £1573.21/£2025 77%
Make £2024 in 2024
Prolific £907.37, Chase Int £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus ref £50, Octopoints £70.46, TCB £112.03, Shopmium £3, Iceland £4, Ipsos £20, Misc Sales £55.44Total £1410/£2024 70%Make £2023 in 2023 Total: £2606.33/£2023 128.8%0 -
Insideinsurance has already answered that part of the question.
Have a good look at the letter you've received as it's almost certainly from a UK debt collector who have made their letter look like it has authority0 -
No it's definitely from Italy.Make £2025 in 2025
Prolific £617.02, Octopoints £5.20, TCB £398.58, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £60, Shopmium £26.60, Everup £24.91 Zopa CB £30
Total (4/9/25) £1573.21/£2025 77%
Make £2024 in 2024
Prolific £907.37, Chase Int £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus ref £50, Octopoints £70.46, TCB £112.03, Shopmium £3, Iceland £4, Ipsos £20, Misc Sales £55.44Total £1410/£2024 70%Make £2023 in 2023 Total: £2606.33/£2023 128.8%0 -
InsideInsurance wrote: »Sounds like a fixed penalty notice which isnt reportable to insurers but to be safe you can check with the insurers in question
Is that strictly correct?
I thought some FPN's result in penalty points therefore are reportable to insurers.
No idea about Italian FPN's though.0 -
If it has points then it is an Endorsable Fixed Penalty Notice and the endorsement aspect (ie points on license) does need to be declared. A pure fixed penalty notice has no endorsements so no need to declare.
I likewise dont know about the italian legal system or if there is even a concept of points for them. The OP only mentioned a fine however which by UK standards would not be reportable to the insurer but as per my belt and braces recommendation they should check with their insurers to be sure0
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