Credit card application confusion

foreversummer

Hi

I want to apply for a credit card for myself. I'm assuming it will ask for my income which is fine. Then if I remember correctly it asks for outgoings, etc mortgage, council tax etc. This is where I get confused because I have a hubbie who is the main earner. If I put down our full monthly outgoings its going to look like my wages do not cover them all.

When I asks for my income can i put the household income?

Please help

BugsyBrowne

If it asks for your income then put yours or if it asks for household income then put yours and your fellas aswell.

jd87

I fill these things in based on my personal situation. So if it does ask for outgoings (morgage, bills, etc), then if your husband pays all those things, just put zero.

If that counts as dishonest then maybe they should make the questions clearer.

zerog

Which cards ask for outgoings in their applications?

TheGenerus1

zerog wrote: »

Which cards ask for outgoings in their applications?

Yeah, I thought it was only loan applications that ask for outgoing in order to ascertain disposable income.

Cash_Flow

TheGenerus1 wrote: »

Yeah, I thought it was only loan applications that ask for outgoing in order to ascertain disposable income.

Tesco credit card do.